Visa® Platinum Rewards

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Visa® Platinum Rewards
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT
Bank:
Simmons Bank
Card Network:
Visa®
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 11.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
No balance transfer fee for balances transferred in response to this online offer.
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.

Rewards Program

Points Rewards

Bonus Offer:
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
Max Rewards Per $1:
1 Point

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
11.25% (variable)
Penalty APR:
N/A
Minimum Grace Period:
25 days
Minimum Interest Charge:
$0.50
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
11.25% (variable)
Balance Transfer Fee:
NONE
Penalty APR:
N/A
Minimum Grace Period:
N/A
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Cash Advance
Ongoing APR:
15.25% (variable)
Cash Advance Fee:
3% of amount of each cash advance
Penalty APR:
N/A
Minimum Grace Period:
N/A
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Other Fees
Application Processing Fee:
See Terms
Annual Fee:
NONE
Late Payment Fee:
Up to $35
Foreign Transaction Fee:
2% of amount in U.S. dollars
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Expert Review

Our Expert's Valuation:

pluses
Low variable APR.

pluses
No annual fee.

pluses
No Balance Transfer Fee.

pluses
Travel Rewards.

minuses
No Intro APR.

Expert's Ratings:

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User comments about Visa® Platinum Rewards: