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Visa® Platinum Rewards
Simmons First Bank |
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Credit Card Description:
The Visa® Platinum Rewards credit card from Simmons First National Bank is designed for consumers with excellent credit who are looking for something more than just a purchasing tool. It offers a range of valuable financial benefits and exclusive travel-related rewards, combined with low APRs on purchases and no annual fees. So, if you want to earn generous rewards and take advantage of some of the best interest rates available, this Simmons First Visa card may be just right for you!
Your personal APR for this card offer will depend on your FICO score and application information; however, the lowest rate currently available to excellent score customers is 9.25%. The APR is variable, so it will not fluctuate with the Prime Rate. The low APR applies to both purchases and balance transfers and is applied as soon as purchases are made. Note that the APR is considerably higher for cash advances, and cash advance fees are incurred.
In addition to the low APRs and no annual fees with this credit card deal, it also offers other important benefits such as: global acceptance, emergency cash, credit card replacement, travel insurance, and a loss/damage waiver for car rentals that covers collision, theft and vandalism.
With respect to the travel rewards offered by the Simmons First Visa card, one point is earned for each dollar spent on eligible card purchases. The cardholder can then redeem earned points at any U.S.-based airline with no blackout dates or seat restrictions. Other travel-related redemption options include: car rentals, restaurants, hotels, cruises, vacation packages, and more.
Be sure to verify your credit eligibility before you apply for this bank credit card online. Make sure your FICO score is at least 791 and you can show solid employment income.
Credit Card Rates
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Purchases:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
9.25% |
| Default APR: |
16.95% |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
9.25% |
| Default APR: |
16.95% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
13.25% |
| Default APR: |
16.95% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$4 |
| Fee Rate: |
3% |
| Maximum: |
$50 |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
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