Credit Card FAQs

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Frequently Asked Questions about Credit Cards:

+ Favorite
We put all FAQs into categories for your convenience. You can browse among categories for useful information or address you own question to our experts directly. Our qualified credit experts are always ready to help you.

Most Asked Questions:

What is Mastercard sign in and how can I use it?

There are a lot of services with Mastercard sign in. You can use all of them or just those that suit your lifestyle. Below you will find some of the services you can use as a Mastercard cardholder. Continue reading

What is a virtual credit card? Can I get a virtual Mastercard?

A virtual card is basically just a number specifically generated for you to pay for your purchases online. This number is connected with your account and allows you to draw money in a secure way without endangering your real account. There is no difference for the online merchant between a virtual card or a physical card, but in this way a merchant doesn't have an access to an original account, hence no opportunity to steal. Continue reading

More Mastercard Offers FAQs
Can I earn rewards with the Big Lots credit card? How do I redeem rewards?

Unfortunately, you can't earn rewards with this credit card. It doesn't have any rewards program. It is only applicable for getting credit on purchases at Big Lots. However, if you do want to earn rewards at Big Lots, there are other cards that work better. Continue reading

How to redeem credit card reward points?

Figuring out how you can use the points you've earned so you you're not wasting them can be confusing. Points can be converted into cash, transferred to loyalty programs, used to buy airline tickets, hotel stays, gift cards or merchandise. Some redemption options can be real deals while others may not be that good. Explore what redemption options you have and a redemption ratio for each. In most cases, gift card redemptions offer the best value, but some transfers may work perfectly as well.
...
Continue reading

More Credit Card Rewards FAQs
How many credit cards should I have?

There is no magical number of credit cards that is considered right for all consumers. In fact, the number of credit cards you can have depends on your individual credit history, credit score, and the way you manage your credit accounts. Lenders also have their own view on how many credit cards is "too many." Continue reading

More Building Credit History FAQs
I travel a lot and read travel related forums, there some people talked about saving from $800 to $1,000 a year on Expedia purchases with their credit cards. I’m very interested and exited to know how they do that? Can you help me with the strategy?

If you do travel a lot and spend a considerable amount of money on travel related needs you quite obviously would like to know all the ways to save money on travel. Expedia is one of the most popular travel companies and a well-known travel brand. One of their goals is to be the most innovative and technology driven platform so they keep up with the times and offer their customers several ways to save up while making everyday purchases. Continue reading

What are best credit cards with lounge access for me?

When you often find yourself in the hustle and bustle of the airports, you may want to escape from all the buzz and relax in the comfort of an airport lounge. But purchasing an annual lounge membership is still a large purchase which may not pay off. In most cases you will get more value from purchasing airport lounge access daypasses or independent membership programs in addition to having a no annual fee credit card with travel rewards.
Continue reading

More Frequent Flyer Miles FAQs
How many credit cards is too many?

I’ll give you a warning straight away: there’s no direct answer. In fact, here’s a spoiler: as many as you can manage. However, if you want the ins and outs of estimating the right number, let’s delve into the depth of credit card management. Continue reading

How do Credit Cards work?

Credit cards are lines of credit. They can be used to make purchases, pay for services, make balance transfers and cash advances. You are required to pay back the loan amount in the future, but meanwhile you can make at least minimum payments every month before the due date. Continue reading

More General FAQs
Hi I’m searching for a major credit card for car rental use and for gas but my score is very low. Could you give good advice?

You can apply for a secured credit card. You will need to put down a security deposit to get this card. A minimum security deposit is around $200 and it gets you the equal line of credit. Continue reading

Can I get a credit card if I have no income and bad credit?

If you have bad credit and no income, it will be difficult for you to be approved for most credit cards. But there are some cards that you can apply for. Try a credit account like Fingerhut, which offers guaranteed approval and no credit check – or get a prepaid card instead of a credit card. Continue reading

More Bad Credit FAQs
What is the difference between business and personal credit rating?

Business credit rating is a rating of a particular corporation or a small business company. The business credit score can be and should be separate from your personal credit score. When these two scores are separate, your personal and business financial risks are separate as well. Continue reading

How to get rewards with business credit cards?

Many issuers of business credit cards offer cards with rewards programs. So look around to find such offer. A reward program will allow you to earn rewards on different business expenses. Continue reading

More Credit Cards for Business FAQs
Is a balance transfer good or bad for a credit score, or could it damage my credit?

Transferring your balance from a card with a high APR card to one with a lower interest rate or even 0% APR, is usually a smart move and will not hurt your credit score. In fact, having another line of credit open will add to your total available credit and may improve your credit score. However, applying for new credit can have a short-term negative effect on credit, so try not to open too many new accounts within the same time frame. Continue reading

Can a credit card issuer refuse to transfer my balance?

Balance transfers must be between different financial institutions, and you must have enough available credit to make the transfer. As long as the amount you are requesting to transfer is under your credit limit and the balance is being transferred to a different bank, the transfer should be approved. Continue reading

More Balance Transfer FAQs
What card can I apply for with good credit?

When your credit is good, you have a wide range of cards to choose from with a variety of rewards. It’s up to you to decide if you want cash back, travel miles, a 0% introductory APR on balance transfers or purchases, or a no-frills card with a low APR and no late fees. Read our credit card reviews and decide which card is best for you. Continue reading

What card can I apply for with excellent credit?

If your credit is truly excellent – in the high 700s or above – then you have many choices including cards offering VIP perks and concierge service, big sign-on bonuses, and high-value rewards. It’s simply a matter of which card you prefer, so think about what card best fits your needs. Continue reading

More Good Credit FAQs

Get a FREE professional consultation by email:

  1. Invalid Email address.
Extra questions to describe your situation in more details:
* - marked fields are required to be filled
  1. Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
    Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.
  2. Enter symbols from picture*

    Captcha
 

Please, tick that you agree with our policy.

Follow Credit-Land.com on Facebook, Twitter, and Google+
to keep up with the latest expert advice:

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
For Excellent, Good Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit
Find Trending Tags:
Choose FAQs Category:

Balance Transfer: Save on Average $1,400

May 08, 2015