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User Questions & Answers about Credit Cards:

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People always keep many different questions in their heads and not always have a suitable person to address. So, at least in this section you may ask the one about credit cards. Any question about credit cards that disturbs your peace is welcomed here. Don’t hesitate and ask our experts.

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Recently Answered Questions:

I need a card with a year of no interest to pay my dog’s care. All in all, it should cost me approximately $1800. What card can you recommend? Apart from Care Credit.

Answered on

A regular credit card with 0% promo interest on purchases will be a good option for you. Also, we would recommend you look for no annual fee credit cards to reduce your expenses. Continue reading
I am currently interested in applying for the Walmart credit card, but I don’t know what benefits I would receive by applying for it. Do you know what benefits are included with the Walmart credit card and you believe it is worth applying for?

Answered on

The Walmart card provides a decent amount of shopping benefits. If you're lucky enough to apply for their card during a promotional offer period, you will be able to receive a discount on your first purchase. In addition to this, all Walmart MasterCard holders will have access to everyday rewards.... Continue reading
After finding out that JCPenney offers their own card, I’ve been interested in applying for it. I currently have no idea about what benefits are included with the card, so I would like to know, what are some of the benefits included with the JCPenney credit card and is it worth applying for?

Answered on

Once you’ve been approved for the JCPenney card, the very first benefit you will receive is a discount of up to 15% on your very first purchase made with the card. This offer will allow you to save 15% on select apparel, shoes, accessories, jewelry and other home products or 5% on select major... Continue reading
Is it true that google credit account has a 0% APR on purchases for 24 months?

Answered on

You can get 0% intro APR on purchases for 24 months only in one case. If you’re a new customer at Google Store Financing and buy a new phone. Other purchases may qualify for a 6- and 12-month special financing. If you want to apply for 0% intro APR credit card, we would recommend you apply for a... Continue reading
My mobile operator is AT&T and I pay large bills for my phone. Is it sensible to apply for the AT&T credit card?

Answered on

If you are planning on taking this credit card just for the sake of paying AT&T bills, then it's virtually useless. The Citibank AT&T Universal Savings Platinum card offers 0.5% back on the first $250 in purchases you make; if you make purchases of between $250.01-$750, you earn 1% back on that... Continue reading
I often make purchases at Google Play and want to get rewards on my purchases. But I don’t want to apply for google play credit card. Its interest rate is too high for this card.

Answered on

You're right, Google Play card has a 29.99% regular APR. In addition, you can use this card only at Google Pay store. If you don't want to apply for their card, you can apply for a regular rewards card that offers 0% APR on purchases. A good example of a rewards card is the Discover It - Cashback... Continue reading
How are rewards earned with the Belk credit card and is it worth applying for?

Answered on

The Belk credit card offers rewards at a 3-tier status level. The first level is the Belk rewards card. All new applicants will automatically be given the Belk Rewards card which allows you to earn 3% back in rewards. Continue reading
Hello, I travel a lot with my car and I want to apply for a gas rewards card to save money on my fuel purchases. I have head about fuel rewards card. Is it accepted on all gas stations?

Answered on

No, Fuel Rewards Mastercard is accepted only at Shell gas stations. If you want to earn cash back on your gas purchases, we recommend you to apply for a regular credit card. There are a lot credit cards that give you prety nice cash back on gas purhcases. For example you can apply for Discover it... Continue reading
Hi! I try to choose credit card for my google payments account. My credit score is bad so I have some doubts. Can you recommend something?

Answered on

There are a lot of credit card offers for people with bad and limited credit and some offers even come with rewards programs. For example, you can choose Discover it secured card. This card requires a refundable security deposit, but allows you to earn 1% cash back on all purchases, including on... Continue reading
I spend most of my day on the road and I was interested in applying for a credit card that will allow me to collect cash back on my fuel purchases. Are there any cards that you would be able to recommend to me?

Answered on

Yes, in fact there are actually several credit cards that we recommend. There are many cards available in today’s market that allow you to collect about 1-2% cash back on all the purchases you make. Continue reading

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