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Credit Card Applications » Questions » User Questions » Excellent/Good Credit » Should I use Discover card or go with Care Credit?

Should I use Discover card or go with Care Credit?

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Leo Zhu

It depends on your preferences and whether your doctor accepts Discover cards. Note that Care Credit cards can only be used at a particular doctor and usually have higher interest rates. Discover credit cards can be used everywhere Discover is accepted plus you will be able to earn cashback bonus for every dollar spent. Discover cards do not have an annual fee and overlimit fees. Plus your APR won’t be increased if you are paying late. Intro APR on a Discover card can be as long as 12 months. Discover cards give more flexibility whereas Care Credit cards may come with longer 0% interest period. Which card to chose depends on your needs and your credit behaviour.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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