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Instant Approval Credit Cards

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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications with Instant Response
Some of the products on this web page do not offer instant approval, but a response will be provided within 60 seconds of filling out a secure online application.
INSTANT DECISION CREDIT CARDS FOR YOUR CREDIT HISTORY
OUR CHOICE FOR FAIR CREDIT:
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
OUR CHOICE FOR BAD CREDIT:
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Unsecured credit card with instant approval:

Sort Cards by:RatingAnnual FeeActivation FeeGuar. ApprovalInst. ResponseBuild Credit
Fair Credit

Fair Credit
You can apply if: your credit history is short. You’ve had your own credit card, loan or have been an authorized user on someone’s credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Visa Platinum Benefits and Gas Rewards for Fair Credit Summary of Offer Features:
  • Unlimited 1% back gas rewards.
  • Rewards post to your account automatically each month.
  • Zero fraud liability protects you from unauthorized charges.
  • Earn 1% back on gas purchases and get more value with every gallon.
Card Features:
Annual Fee$35-$99
Activation Fee$0
Regular APR17.90% - 23.90% (Variable)
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • Unlimited 1% back gas rewards.
  • Earn as much rewards as you can monthly.
  • Pay no over-limit fees.

  • Annual fee billed monthly.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
No Annual Fee Summary of Offer Features:
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
Card Features:
Annual Fee$0
Activation Fee$0
Regular APR24.90%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • No Annual Fees.
  • No Application Fees.
  • No Over Limit Fees.
  • Quick approval.
  • Credit is available as soon as you´re approved.

  • This Offer is aimed to use exclusively at Fingerhut.com.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Guaranteed Approval Summary of Offer Features:
  • $500 Limit.
  • Guaranteed Approval.70
  • No Credit Check.
  • Fast Online Application.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Bad Credit - OK.
Card Features:
Annual FeeSee terms
Activation Fee$29.95
Regular APR0.00%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • Unsecured credit line.
  • High credit limit for bad credit.
  • Reports to major credit bureau.

  • Not a Visa or MasterCard card.
  • Can be used exclusively at thehorizonoutlet.com.
See card details
Bad / No Credit

Bad / No Credit
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or defaults.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
No Credit Check, Overdraft Fees or Interest Charges. Summary of Offer Features:
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new).
  • Earn Cash back rewards from specially selected stores, restaurants and more.
  • No credit check, overdraft fees or interest charges.
  • Safer than carrying cash - use it to pay for everyday purchases.
Card Features:
Activation Feesee site
Guaranteed ApprovalNo
Instant ResponseYes
Credit CheckNo
Build CreditNo
Reporting Credit BureausNo
Our Expert Opinion
  • Link the card with your PayPal account and have full access to features available.
  • Optional savings account.
  • Real-time alerts and notifications.

  • All benefits available only if you have PayPal account.
See card details
Find More Instant Approval Cards »

Instant Approval Prepaid and Credit Cards

The main advantage of instant approval when applying for a credit card is that you have an opportunity to know in several minutes whether you are approved or not. The banks established contact with credit bureaus, so that they can make a quick inquiry on the applicant's report. It is convenient for both the customer and the bank.

In most cases it is necessary to have good or excellent credit history for an instant approval application. Instant approval cards for bad credit are not so many, but they are available for consumers with limited credit.

At our website you can find instant approval cards for both bad/no and good credit score, compare the details and make a safe online application. After you submit credit card application, you can receive an approval in some minutes. The card itself will be delivered to you in several days. Get instant approval now with Credit-Land.com!

Learn more about Instant Approval! Use CreditLand.com Resources:

CREDIT CARD RESEARCH
Horizon Gold Credit Card: Guaranteed Approval, Even for Bad Credit Customers with bad credit or no credit are guaranteed approval and promised a $500 credit line when they apply for this card. The issuer reports to ...
Credit card approvals for students with no credit history Banks are now getting strict with the rules and regulations while granting approvals for credit cards for customers with no credit history. Hence, ...
Card options for those with no previous credit history The new credit card rules have introduced certain new terms that pose specific problems for those with no income. If you have no credit history and ...

Instant Answer for Bad/No Credit History

Since instant approval credit cards attract vivid interest of the customers, a number of credit card companies now offer instant approval for consumers with limited credit history. If your credit report corresponds to bad/no credit history, it doesn't mean that instant approval is an advantage unavailable for you. There are cards that don't keep you waiting and worrying about the approval for days. Instant approval cards for bad and no credit are convenient if you need to be informed of the bank's decision quickly. Welcome to bad/no credit card applications section of our site to find an instant approval for yourself.

CHOOSE the RIGHT INSTANT APPROVAL CARD for LIMITED CREDIT!
SET YOUR PARAMETERS:

How long have you had a loan or credit card?

Do you have a credit card or loan? If yes, when did you open your first credit account or get the first loan?
The longer your credit history is, the better credit card you can apply for.

Have you ever been declared bankrupt or defaulted on a loan?

Have you ever been subject of bankruptcy, foreclosure or repossession? Or have you been defaulted on a loan?
If yes, it will negatively influence on your credit score and the range of credit cards you are eligible for.

Have you been late on any credit card or loan in the last year?

Have you missed or delayed payments on your loans?
Frequent credit delays can be negatively noted in your credit history.
YOUR RESULT:

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Instant Approval for Good Credit

When the service of instant approval appeared, it was available for consumers with good credit rating only. So if your credit rating is good, you can choose among the number of instant approval cards offered by the leading banks. When estimating the cards, pay attention to the following. First of all, make sure you are eligible for this type of cards, for this check your credit report at the credit bureau. If your score is good enough, you can start comparing the cards. Look at the APR, the array of rewards (most credit cards for good credit provide rewards - points, cash back, gifts etc), the amount of fees. Instant approval is just an additional advantage and the card's interest rates and fees are not higher than usual. After you make your choice, you can fill out the application form and wait for the reply from the bank which can take just a few minutes. At our site you can conveniently compare instant approval cards and make a secure online application.

Credit Card FAQ

The latest questions about instant approval credit cards:
Answer:

Yes, there are many banks that offer credit cards specifically targeted toward people with poor credit. You may be given a low credit limit ($500 or less) to begin with, and be aware that your card will likely have a high APR. If your credit is very bad, a secured card might be your only option.

Answer:

Look at the Visa® Platinum from Credit One Bank® credit card. This unsecured credit card is good for people with bad credit.

Ask your question

Credit Card Glossary

Instant Decision Credit Cards - Some credit cards come with an “instant decision” - that is, they allow a customer to apply online, ...
Instant Decision Credit Cards - Some credit cards come with an “instant decision” - that is, they allow a customer to apply online, filling in all relevant application data, clicking send, and getting a decision in 60 seconds or less. When a customer is approved instantly online, a hard copy of the terms and conditions will be mailed to the applicant and once all materials have been sufficiently completed, a card will be mailed to the new card member.
More terms

How to improve your credit

There are several rules to consider when it comes to improving your credit score. Here are some of them. Make your payments, at least, your minimum payments, on time and pay off your outstanding balances. Avoid late payments and bankruptcy that influence your credit score badly and stay on your credit report for a long time.

Do not rush into new credit card applications over a short period of time which can result in your credit score drop. Also, do not take more credit cards than you can afford. If you sign up for new credit cards, manage them responsibly and keep an eye on your expenses. Closing credit card accounts also affect your credit score. Think twice before closing your old accounts with positive payment history.

All the rules mentioned above will be helpful if you follow them thoroughly. Please remember that your credit score is a thing you should always care about.

Average CreditCredit cards for Average Credit
Bad CreditCredit cards for Bad Credit
New CreditCredit cards for New Credit

68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
70 Click apply to view See Card Terms & Conditions for Details.