Instant Approval Credit Cards

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Credit Card Applications with Instant Response
Some of the products on this web page do not offer instant approval, but a response will be provided within 60 seconds of filling out a secure online application.
INSTANT DECISION CREDIT CARDS FOR YOUR CREDIT HISTORY
OUR CHOICE FOR FAIR CREDIT:
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Expert Rating:
  • All credit types welcome to apply!
  • Initial Credit Limit of $500.00!* (subject to available credit).
OUR CHOICE FOR BAD CREDIT:
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Expert Rating:
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.

Unsecured credit card with instant approval:

Sort Cards by:RatingAnnual FeeApplication Processing FeeGuar. ApprovalInst. ResponseBuild Credit
National Credit Direct
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Expert Rating:
Key Feature:
Apply Now and Get a $500 Credit Line or More Today Summary of Offer Features:
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Card Features:
Annual Fee$49
Application Processing Fee$0
Regular APR0.0%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • 0% APR.
  • Get reward points for every dollar you spend.
  • Reports to Major Credit Bureau.
  • Good for bad credit.

  • For shopping at National Credit Direct.
  • $49 annual fee.
See card details
Fair/Bad Credit
Surge MasterCard®
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Expert Rating:
Key Feature:
Monthly reporting to the three major credit bureaus Summary of Offer Features:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Card Features:
Annual FeeSee Terms*
Application Processing FeeSee Terms*
Regular APRSee Terms*
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • For all credit types.
  • Monthly reporting to credit bureaus.
  • High initial credit limit.

  • High interest rate.
  • High annual fee.
See card details
Bad/No Credit
Next Millennium
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Expert Rating:
Key Feature:
Enjoy a $1,000 Credit Line! Summary of Offer Features:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!
Card Features:
Annual FeeN/A
Application Processing Fee$29.95 Account Activation Fee
Regular APR0%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • High credit limit for people with bad credit.
  • No interest credit card.
  • Access to membership benefits.

  • Can be used exclusively at www.myuniqueoutlet.com.
See card details
Bad Credit
Freedom Gold Card
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Expert Rating:
Key Feature:
Guaranteed Approval Summary of Offer Features:
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
  • No Employment Check.
  • Fast online application.
  • Reports to a Major Bureau.
  • Bad Credit - OK.
  • *See site for details.
Card Features:
Annual FeeSee Terms
Application Processing FeeSee Terms
Regular APR0.00%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • Unsecured line of credit.
  • High credit limit for bad credit.
  • Reports to major credit bureau.
  • No credit check.

  • Not a Visa or MasterCard card.
  • Can be used exclusively at thehorizonoutlet.com.
See card details
Find More Instant Approval Cards »

Instant Approval Prepaid and Credit Cards

The main advantage of instant approval when applying for a credit card is that you have an opportunity to know in several minutes whether you are approved or not. The banks established contact with credit bureaus, so that they can make a quick inquiry on the applicant's report. It is convenient for both the customer and the bank.

In most cases it is necessary to have good or excellent credit history for an instant approval application. Instant approval cards for bad credit are not so many, but they are available for consumers with limited credit.

At our website you can find instant approval cards for both bad/no and good credit score, compare the details and make a safe online application. After you submit credit card application, you can receive an approval in some minutes. The card itself will be delivered to you in several days. Get instant approval now with Credit-Land.com!

Learn more about Instant Approval! Use CreditLand.com Resources:

CREDIT CARD RESEARCH
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Credit card approvals for students with no credit history Banks are now getting strict with the rules and regulations while granting approvals for credit cards for customers with no credit history. Hence, ...
Card options for those with no previous credit history The new credit card rules have introduced certain new terms that pose specific problems for those with no income. If you have no credit history and ...

Instant Answer for Bad/No Credit History

Since instant approval credit cards attract vivid interest of the customers, a number of credit card companies now offer instant approval for consumers with limited credit history. If your credit report corresponds to bad/no credit history, it doesn't mean that instant approval is an advantage unavailable for you. There are cards that don't keep you waiting and worrying about the approval for days. Instant approval cards for bad and no credit are convenient if you need to be informed of the bank's decision quickly. Welcome to bad/no credit card applications section of our site to find an instant approval for yourself.

CHOOSE the RIGHT INSTANT APPROVAL CARD for LIMITED CREDIT!
SET YOUR PARAMETERS:

How long have you had a loan or credit card?

Have you ever been declared bankrupt or defaulted on a loan?

Have you been late on any credit card or loan in the last year?

YOUR RESULT:

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Instant Approval for Good Credit

When the service of instant approval appeared, it was available for consumers with good credit rating only. So if your credit rating is good, you can choose among the number of instant approval cards offered by the leading banks. When estimating the cards, pay attention to the following. First of all, make sure you are eligible for this type of cards, for this check your credit report at the credit bureau. If your score is good enough, you can start comparing the cards. Look at the APR, the array of rewards (most credit cards for good credit provide rewards - points, cash back, gifts etc), the amount of fees. Instant approval is just an additional advantage and the card's interest rates and fees are not higher than usual. After you make your choice, you can fill out the application form and wait for the reply from the bank which can take just a few minutes. At our site you can conveniently compare instant approval cards and make a secure online application.

Credit Card FAQ

The latest questions about instant approval credit cards:
Answer:

You can apply for a secured credit card. You will need to put down a security deposit to get this card. A minimum security deposit is around $200 and it gets you the equal line of credit.

Answer:

The phrase “instant approval” as it pertains to credit cards indicates the entire application process – a credit card company accepts your credit card application, they quickly review your credit report and credit score online and then make the decision whether or not to extend you a line of ...

Ask your question

Credit Card Glossary

Instant Decision Credit Cards - Some credit cards come with an “instant decision” - that is, they allow a customer to apply online, ...
Instant Decision Credit Cards - Some credit cards come with an “instant decision” - that is, they allow a customer to apply online, filling in all relevant application data, clicking send, and getting a decision in 60 seconds or less. When a customer is approved instantly online, a hard copy of the terms and conditions will be mailed to the applicant and once all materials have been sufficiently completed, a card will be mailed to the new card member.
More terms

How to improve your credit

There are several rules to consider when it comes to improving your credit score. Here are some of them. Make your payments, at least, your minimum payments, on time and pay off your outstanding balances. Avoid late payments and bankruptcy that influence your credit score badly and stay on your credit report for a long time.

Do not rush into new credit card applications over a short period of time which can result in your credit score drop. Also, do not take more credit cards than you can afford. If you sign up for new credit cards, manage them responsibly and keep an eye on your expenses. Closing credit card accounts also affect your credit score. Think twice before closing your old accounts with positive payment history.

All the rules mentioned above will be helpful if you follow them thoroughly. Please remember that your credit score is a thing you should always care about.

Average CreditCredit cards for Average Credit
Bad CreditCredit cards for Bad Credit
New CreditCredit cards for New Credit

6 In Accordance with Terms and Conditions.