Discover it® - Cashback Match™

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Discover it® - Cashback Match™
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Card Rating:
Credit Recommended:
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Card Rating:
Credit Recommended:
EXCELLENT, GOOD
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Bank:
Discover Card
Card Network:
Discover
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
Redeem your cash back for any amount, any time. Cash rewards never expire.
100% U.S. based customer service.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
No annual fee.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Rewards Program

Cash Back Rewards

Bonus Offer:
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
Max Rewards Per $1:
5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate.

Interest Rates & Fees

Everyday Purchases
Introductory APR:
0% (14 months)
Ongoing APR:
11.99% - 23.99% Variable
Penalty APR:
See terms
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
0% (14 months)
Ongoing APR:
See terms
Balance Transfer Fee:
3%
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Cash Advance
Ongoing APR:
25.99% Variable
Cash Advance Fee:
See terms
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

pluses
Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.

pluses
Redeem your cash back for any amount, any time. Cash rewards never expire.

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
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Reward Program:
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User comments about Discover it® - Cashback Match™:
  • David
    If in this quarter Discover gives 5% cash back on gas purchases and 1% on other purchases, how many rewards will I earn if I make a purchase on Discover Deals?
  • CreditLandCom
    You will earn Discover Deals rewards, as long as you signed up into discover.com/deals and followed the instructions to receive the offer, and you will earn your regular rewards. If you are signed up for a 5% Cashback Bonus, you will earn it as well.
  • Mary Mack
    I applied with the credit score of 750 and was accepted. They approved me for 12k credit limit. I used card for balance transfers and for some minor purchases. When I received my first statement I was surprised to see that my score went to 802! Still use this card to earn cash back and recommend to everyone.
  • James Amos
    Don’t really understand how I can redeem cashback
  • Michael Thomas
    I prefer using online account when I want to pay with my cashback bonus. It is easy and fast and you can see all available options to redeem. My favorite option is paying for my purchases at Amazon but sometimes I deposit it to my bank account as cash.
  • Michelle
    I discovered transaction on my Discover card that I did not authorize. What should I do?
  • CreditLandCom
    You should contact Discover to report about unauthorized charge to your credit card. The bank will investigate the issue and if it is determined that the charge is not authorized, Discover will reimburse you.
  • Ismael Dominquez
    Discover reimbursed all fraudulent charges when I lost my card. I noticed that my card is lost only in a couple of days and call Discover right away. They assured me that I’m not eligible for the fraudulent charges and sent me a new card. All fraudulent charges were removed and money where back.
  • Socorro Brackman
    Discover it is the best card I’ve ever had…so simple. like cash back and credit score tracker.