Credit Cards to Save More on Holiday Shopping

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

Today we often prefer online shopping to visiting a physical store because it is fast and convenient. But it is also a good chance to find the best value for money. Retailers offer special discounts to those who shop online and not only during sales events.

Discounts and special offers are available all year round. Werther you are a bargain hunter or an impulse buyer, make sure you check online discounts and special offers. Also, if you are a cardholder, see if your credit card opens the door to the online deals.

When you are lack of ideas and don't see how you can save on Christmas shopping, get a credit card and go to Amazon.com

Preparing for a holiday season is a tough task especially when you do not have a credit card that gives you rewards or access to shopping bonuses. Credit cards for sales events is not something new. Banks offer credit cards that get you additional discounts at specific retailers like GAP, Old Navy or Walmart when you shop online. Discover cardmembers can use their accumulated cashback bonus instantly at Amazon.com. The members can use rewards to pay the whole or just a part of their purchase. The redemption rate is easy and clear: $1 Cashback Bonus is $1 to spend at Amazon.com.

Christmas Gifts Ideas for MEN

Discover it® - Cashback Match™
Choose the present of your Dream and GET up to 5% CASH BACK
The Breakfast Sandwich Maker
The Breakfast Sandwich Maker
$40
Torch T2 Bike Helmet
Torch T2 Bike Helmet
$119
Super- speedy smartphone charger
Super- speedy smartphone charger
$29

Christmas Gifts Ideas for WOMEN

Discover it® - Cashback Match™
Best way to GET up to 5% REWARDS for Christmas presents
Marc Jacobs Variety 4 Piece Mini Gift Set
Marc Jacobs Variety 4 Piece Mini Gift Set
$69
Mango Pears Tub Spa Bath Gift Set
Mango Pears Tub Spa Bath Gift Set
$34
Fujifilm Instax Mini 8 Instant Film Camera
Fujifilm Instax Mini 8 Instant Film Camera
$51

Christmas Gifts Ideas for KIDS

Discover it® - Cashback Match™
5% CASH BACK and discounts while shopping online at Amazon.com
Giant 5-Pound Gummy Bear
Giant 5-Pound Gummy Bear
$28
The Play and Freeze Ice Cream Maker
The Play and Freeze Ice Cream Maker
$49
Original Christmas Snow Toy Village
Original Christmas Snow Toy Village
$73
coffee-machine
$25
WHEN ALL PRESENTS ARE BOUGHT, YOU'VE GOT ENOUGH REWARDS TO BUY A PRESENT TO TREAT YOURSELF!**

So, if you are rushing around the internet looking for last-minute gifts and your budget is creaking, see if your credit card offers instant points redemption. And if you have time to shop around, you may want to apply for a new credit card to save on your gift shopping.

When you want to squeeze maximum rewards out of your online gift shopping

Do you think you get maximum cash back for every purchase you make when use your cash back credit card? There are a lot of strategies that help you earn more rewards on your everyday shopping and holiday shopping. As a rule, holiday shopping is the best time to maximize your rewards as most special offers are out during the holidays.

Another way to save more is to use so-called online cash back portals. Credit card issuers often have such portals to offer their cardholders more opportunities to save. You might have heard about Discover Deals from Discover, ThankYou and Bonus Cash Center from Citi, and RewardsBoost mall from Barclays. These online portals offer more rewards and deals for shopping at participating retailers.

If your Christmas shopping is about to start find out if your credit card gives you access to cash back portals or offers additional discounts in specific shopping categories. Plan on your shopping to maximize your savings.

Discover Deals
Offer examples:
ann-taylor
5% Cashback
apple
5% Cashback
avis
Save up to 25%
nike
5% Cashback
Shop and enjoy your discounts with Discover cards
5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Citi Bonus Cash Center
Offer examples:
macys
5% Cash Back
kohls
2% Cash Back
bodyshop
5% Cash Back
lordandtalor
8% Cash Back
Shop and enjoy your discounts with Citi cards
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

When bad or limited credit gets in the way of Christmas sales

Your poor credit history should not stop you. There are a lot of credit card offers for people with bad and limited credit. And even if those cards do not offer points or cash back for purchases, they can still give you access to discounts. If it is a major bank credit card, you can get access to cash back portals. If it is a store credit card, you will always receive invitations to discount events at that store.

When looking for online deals, a store credit account is always one of the best options for people with poor credit as it can give access to deals, discounts, sales events and even special financing. Retailers usually change their special offers every month, so you will easily find your deal whether it is Black Friday or Christmas.

Health Care
Games
Automotive
Baby's goods
Fitness goods
Clothing
and more...
Health Care
Games
Automotive
Baby's goods
Fitness goods
Clothing
and more...
Bad Credit
WebBank/Fingerhut Credit Account
Take $50 OFF with an approved Fingerhut Advantage Credit Account*
Furniture
Electronics
Home decor
Fashion
Jewelry
Travel goods
and more...
Furniture
Electronics
Home decor
Fashion
Jewelry
Travel goods
and more...
Bad/Fair Credit
National Credit Direct
Redeem points for cash and receive $1 for 2,000 Points

7 Out-of-the-box Online Holiday Shopping Tips:

1 Being an early bird pays back

The earlier you start buying gifts, the more savings you catch. Never count on last-minute deals and discounts, buy as far in advance as possible. Most sales start one or even two months before such big holidays like Christmas.

2 Online shopping saves you more than you think

No crowds, no lines, and no jams. While shopping online in the comfort of your home using your Christmas credit card, you save money, time and gas. Using big online portals like Amazon.com, you can buy everything you need in one place. And you won't pick up that cute thing you don't really need on the way to a checkout counter.

3 Last year's electronics are OK

Sure thing we all chase latest devices and smartphones in particular. But what if a recipient of the gift won't use even a half of its features? Anyway, presenting a device that was trendy a couple of month ago is fine.

4 Stick to the shopping list

Make a shopping list of gifts. This will help you avoid going off on a shopping spree. Do not buy all items at once, take breaks between buys. Have a cup of tea or coffee while shopping just to walk away from the store or computer screen for a couple of minutes. Short breaks will also help you avoid buying things you do not need.

5 Keep in mind sales events

Find out about all interesting sales events and mark your calendar. If your credit card gives additional points or cash back on certain dates, mark them as well. Here are some dates when you can catch the savings this year:
November, 24 - Black Friday
November, 27 - Cyber Monday
December, 11 - Green Monday
December, 15 - Free Shipping Day
December, 26 - Boxing Day

6 Do not pay for shipping

When shopping online, shipping costs may negate all bargains you've grabbed. Look for retailers who ship for free or offer coupons for free shipping. Also, keep in mind that many retailers have a free shipping day.

7 Don't stop saving

Cash rewards credit cards, like the ones offered by Discover, will earn you rewards when you buy gifts or groceries at a local store. Just use them responsibly and do not forget to check out your card rewards to see if there are special offers for you.

Here we recommend Discover it® - Cashback Match™ card. Why?
Discover it® - Cashback Match™

5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.

So, it's high time to...
Apply Online

** Products, offers and prices mentioned in the article are subject to change.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE

Related Research:

Research: Top 5 Cards for Travel from Our Partners: Spring 2018 - Expert Choice

Top 5 Cards for Travel from Our Partners: Spring 2018 - Expert Choice

By Credit-Land, Posted: February 12, 2018

Days are getting longer, snow is melting and you already feel the lightest breath of warm breeze on your face - spring is here. Summer holidays are looming, and so is Easter with its shopping. You can lift in spirits and let CreditLand experts do all the work! With the cards we've selected, you can start getting ready for your summer holidays right now - by summer you'll have enough miles and points to give yourself a nice little trip to wherever you want the most.

Continue reading
Research: Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

By Credit-Land, Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often struggle with is whether to go for a cash back credit card, or a travel rewards credit card.

Continue reading
Research: Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

By Credit-Land, Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected benefit that, however, can help save you hundreds of dollars annually.

Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!