This is a charge card that’s great for businesses who want to save on shipping and office supplies, earn reward points that can be used to fly on any airline anytime, and enjoy the spending power that comes with no pre-set limit. The Business Green Rewards Card from American Express OPEN gives cardmembers a sign-on bonus of 5,000 points for making one purchase and offers unmatched flexibility in reward redemption. Membership Rewards points can be transferred to your preferred airline for use on any flight, or there are many other point redemption options.
|Credit level recommended:||Excellent/Good|
|APR on purchases:||N/A – this is a charge card that must be paid in full each billing period.|
|Annual fee:||$0 introductory annual fee for the first year, then $95|
The first purchase on this card gives members a 5,000 point sign-on bonus. The annual fee on the card is waived the first year.
Membership Rewards points are earned at the rate of one point per dollar spent, including on employee cards.
The American Express Membership Rewards website is easy to navigate and lets customers redeem points for plane tickets, hotel stays, merchandise, gift cards and more. When members book flights using Pay with Points, there are no blackout dates or seat restrictions and points can be transferred to over 20 frequent flyer programs. Buy tickets through Ticketmaster using Pay with Points and treat clients to concerts, games, and shows. Members can also use points to pay down their statement balance.
American Express also offers extended warranty purchase protection, car rental and travel insurance, and roadside assistance. Extended warranty is an additional year to manufacture’s warranties for products purchased with the American Express card. With purchase protection you get protection on your purchases for up to 90 days from the date of purchase if it is stolen or accidently damaged. Also, if you use your card for an auto rental, you can be covered at no additional charge.
If you had your eye on the American Express Business Platinum card but shied away from the $450 annual fee, this card is a solid alternative for any business. There is $0 introductory annual fee for the first year, then $95. Businesses will have full access to the outstanding American Express Membership Rewards program, with the most flexible reward redemption offers out there. Transfer points to fly on any airline you choose, earn extra points from your employees’ cards, and keep control of those cards by setting spending limits for each employee. But remember that this is a charge card, not a regular credit card, so the balance must be paid in full each month.