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Discover it®-New! Double Cash Back your first year

PREPAID & CREDIT CARD APPLICATIONS ONLINE

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Card Rating:
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Card Rating:
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Bank:
Discover® Card
Card Network:
Discover Card
User Category:
Consumer
These credit cards are for the average consumer who needs a credit card for personal use.
Card Type:
Unsecured Card
Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.
Issuing Country:
United States
About this Credit Card:
New! Double all the cash back you´ve earned at the end of your first year automatically—only for new cardmembers*
5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.*
Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and you´re never responsible for unauthorized purchases on your Discover card.
Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
Rewards Program
Cash Back Rewards
CASH BACK REWARDS
You will receive a cash refund after making a qualifying purchase with your credit card.
Rewards Type:
Get cash back on purchases charged to the card.
Cash Back
Max Rewards:
The maximum amount of points, miles or cash back you can earn per dollar spent.
5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.*
New! Double all the cash back you´ve earned at the end of your first year automatically—only for new cardmembers*
5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.*
1% cash back on all other purchases.
Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
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Interest Rates & Fees
Everyday Purchases:
Introductory APR:
The interest charged on purchases for a short period of time (introductory period).
0% (6 months)
Ongoing APR:
The interest rate charged on purchases when account is established or after introductory period is over.
10.99% - 22.99% Variable*
Penalty APR:
The interest rate charged when you miss payments, do not make payments at all or pay less than minimum.
See terms
Minimum Grace Period:
The period of time during which you can pay off the card balance without paying the interest.
See terms
Minimum Interest Charge:
The minimum amount charged by a lender if you are charged interest.
See terms
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Balance Transfer:
Introductory APR:
The interest rate charged on transferred unpaid debt for a short period of time (introductory period).
0% (18 months)
Ongoing APR:
The interest rate charged on transferred unpaid debt when account is established or after introductory period is over.
See terms
Balance Transfer Fee:
A fee which may be charged for transferring an outstanding balance to your new credit card.
3%
Penalty APR:
The interest rate may be charged when you miss a payment, exceed available credit limit or pay less than minimum.
See terms
Minimum Grace Period:
The balance transfers do not usually have a grace (interest-free) period.
See terms
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Cash Advance:
Ongoing APR:
The non-introductory interest rate charged for cash advances when account is established.
24.99% Variable*
Cash Advance Fee:
A one-time service charge on cash advance made through ATM, a teller, or an access check.
See terms
Penalty APR:
The interest rate charged when you miss payments, do not make payments at all or pay less than minimum.
See terms
Minimum Grace Period:
The cash advances do not usually have an interest-free period and the interest starts accruing the day you make cash advance.
See terms
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Other Fees:
Application Processing Fee:
A fee which may be charged upfront when you apply for a credit or a debit card.
See terms
Annual Fee:
A fee charged annually for use of a credit card.
$0
Late Payment Fee:
A fee which is charged when you miss a payment or your payment is received after the due date.
See terms
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Expert Review
Our Expert's Valuation:
Credit-Land.com experts thoroughly analyzed the credit card and defined its main pros and cons.
pluses
0% intro APR on balance transfers for 18 months.

pluses
Freeze or unfreeze your account.

pluses
Earn cash back on all purchases.

pluses
No annual fee.

minuses
3% balance transfer fee.

Expert's Ratings:
Credit-Land.com experts evaluate each card using five criteria in order to help you choose the best card.
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:


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User comments about Discover it®-New! Double Cash Back your first year:
  • Alex
    How fast will balance transfer post to my Discover card?