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Discover® Student Card - Monogram Collection
Discover® Card |
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Credit Card Description:
Are you a student with a fair credit rating? Do you want to express your individuality? If so, you may wish to apply for the Discover® Student Card - Monogram Collection. This Discover student credit card features a personalized card design that includes your initials, plus you´ll be offered a great rewards program and reasonable terms on top of that.
Through the cash back rewards program, you can earn a generous 5% cash back rebate in categories that change seasonally, including: gas, restaurants, department stores and more. For all other purchases, you can earn up to 1% cash back. The best thing about this card offer is that you can earn unlimited cash rewards that do not expire as long as your account is active within three years.
You can start exchanging your cash rewards with just $20! You can redeem them for gift certificates or cash credited to your account. When redeeming rewards for gift certificates from brand-name partners, you can turn them into even bigger rewards.
Just like other Discover credit cards, this student credit card comes with great features and benefits. You´ll enjoy a 0% introductory interest rate on new purchases for 9 months, no annual fee, a $0 fraud liability guarantee and excellent customer service.
The excellent benefits provided by the Discover® Student Card - Monogram Collection are designed with students´ needs in mind like other student credit card offers. That´s why this card comes with features and services that can help you manage your credit in a responsible way. For example, you can easily access your account online where you can take advantage of useful online tools such as: personal e-mail reminders, a budget calculator, online statements and more.
Continue building your credit history with Discover bank! Apply online now and start earning generous rebates on your daily purchases!
Credit Card Rates
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Purchases:
| Introductory APR: |
0% |
| Introductory Period: |
9 months |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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24 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 15.74% and up to 22.74%.