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Discover® Student Card
Discover® Card |
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Credit Card Description:
The Discover Student Card can be the right choice for those students who want to earn cash back rebates while building their credit history. This credit card requires a fair credit score, so your FICO must be somewhere from 620 to 659 to qualify for this Discover bank card.
This card is designed specifically to meet the needs of college students, so it has no complicated terms or pitfalls! With it, you´ll enjoy a 0% APR on new purchases for 9 billing cycles and competitive variable rates after the introductory period runs out. The Discover Student Card charges no annual fee, so you´ll not need to worry about extra charges associated with this offer.
Besides those great terms, this credit card offers a fantastic rewards program. It enables you to earn 5% cash back in popular categories. A good thing about this program is that the qualifying spending categories change seasonally. So, you can earn 5% cash back all year long on the purchases you usually make. With respect to all of your other purchases, you will still earn up to 1% cash back. Accordingly, you can earn unlimited rewards faster.
When it comes to claiming your rewards, you can choose from several redemption options. You can increase the value of your cash back rewards by redeeming them for gift certificates from Discover´s brand-name partners. In addition, you can turn your rewards into cash that can be credited to your card account or deposited directly to your bank account.
Do you often make purchases online? If so, you´ll have the opportunity to save big on online purchases, as much as 20% cash back rewards, by using ShopDiscover. Just choose products from top online retailers and get more rewards for the purchases you frequently make.
Apply online for the Discover Student Card and take advantage of this great offer!
Credit Card Rates
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Purchases:
| Introductory APR: |
0% |
| Introductory Period: |
9 months |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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24 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 15.74% and up to 22.74%.