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Discover® Student Clear Card
Discover® Card |
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Credit Card Description:
If you are a college student looking for a credit card with no annual fee, a 0% introductory APR and a cash-back rewards program, you should consider applying for the Discover® Student Clear Card. This card has some of the best features available with student credit offers, and the Discover® Student Clear Card can also be an effective and beneficial financial tool for building up your credit history. However, to apply for this card, you will need to have at least a fair credit score.
You can also earn unlimited cash back rewards with the Discover® Student Clear Card by Discover bank. You´ll earn especially high 5% cash back rewards in popular spending categories, like: gas, restaurants, department stores and more. The categories change seasonally, so you are likely to save a considerable amount of money on high reward purchases all year long. Furthermore, you can earn up to 1% cash back on all your other purchases too.
Cash back rewards can be redeemed for gift certificates, or they can be credited to your account. You´ll also have the opportunity to double your cash back rewards by exchanging them for gift certificates from over 100 brand-name partners. It´s so easy to enjoy these extra rewards!
When you apply online for Discover credit cards, you generally expect to receive excellent customer service that puts you first, plus great benefits, and this student card is no exception. Enjoy its easy-to-use online account management tools that put you in control of your finances. Intelligently manage your account online by using timely email reminders, scheduling your payments or moving your payment due date.
You´ll also get complete fraud protection with your Discover® Student Clear Card, and fraud specialists are ready to help you around the clock. You can shop online and feel protected with secure online account numbers. Apply now and you will be rewarded for all of your purchases.
Credit Card Rates
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Purchases:
| Introductory APR: |
0% |
| Introductory Period: |
9 months |
| Ongoing APR: |
12.99% - 18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
25 days |
Minimum Finance Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
12.99% - 18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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24 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 15.74% and up to 22.74%.