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Discover® Student Tropical Beach Card
Discover® Card |
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Credit Card Description:
The Discover Student Tropical Beach Card by Discover bank is a smart choice for students with fair credit who want to enjoy extra benefits while building their credit. With the Discover Student Tropical Beach Card, you can continue building your FICO score and earn generous cash back rebates as well.This great student credit card gives a 0% introductory APR on purchases for 9 months, and competitive standard interest rates thereafter. Furthermore, this card does not charge an annual fee, unlike many other student credit offers.
With the Discover Student Tropical Beach Card, you can also get 5% cash back rewards on your purchases all year long. Get rewarded for buying what you really need. Just use your card and accumulate more rewards on your everyday purchases. Earn 5% cash back in popular categories, and up to 1% cash back on all other purchases. You´ll have no limit on the amount of rewards you can earn!
Once you have accumulated $20 cash back, you can then start redeeming your rewards for gift certificates or cash. Double your rewards by exchanging them for gift certificates from more than 100 brand-name partners, or just have your cash rewards deposited to your bank or credit card account.
When carrying a credit card issued by Discover bank, you can rest assured that you will be offered excellent customer service that always puts you first. Get live phone support whenever you`ve got problems with your card! Avoid late fees with timely e-mail reminders and manage your account easily online. Shop safely online with secure online account numbers!
Want to build up your credit score with a card that gives great cash back rewards? Apply online for the Discover Student Tropical Beach Card!
Credit Card Rates
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Purchases:
| Introductory APR: |
0% |
| Introductory Period: |
9 months |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
12.99% -
18.99%± Variable |
| Default APR: |
Up to 25.99%24 |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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24 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 15.74% and up to 22.74%.