If you are having trouble filling out your credit card application, you can have someone help you. You should be aware that you will be submitting sensitive personal information such as how much money you make, your Social Security number, and other information. Never give this information out to anyone over the phone or to someone you do not know well.
If, instead of applying for a credit card on your own, you need to use someone else’s account, you can ask them to apply for the credit card and list you as an authorized user. In this case, the person who applies for the account – the primary account holder – will be the only one who can make changes to the account, but you will be given a card with your name on it that you can use to make purchases. The person whose name is listed first on the application – the applicant, not the authorized user – will ultimately be liable for all charges incurred on the card.