Unfortunately, you can't earn rewards with this credit card. It doesn't have any rewards program. It is only applicable for getting credit on purchases at Big Lots. However, if you do want to earn rewards at Big Lots, there are other cards that work better. Continue reading
Figuring out how you can use the points you've earned so you you're not wasting them can be confusing. Points can be converted into cash, transferred to loyalty programs, used to buy airline tickets, hotel stays, gift cards or merchandise. Some redemption options can be real deals while others may not be that good. Explore what redemption options you have and a redemption ratio for each. In most cases, gift card redemptions offer the best value, but some transfers may work perfectly as well.
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If it will be your first rewards credit card, we would recommend applying for a no annual fee credit card with a fixed cash back rate on all purchases, without any changing categories and enrolments. Cash back rewards are easy to understand, manage and redeem. You will always know how much you will get back from this or that purchase.
When you get acquainted with rewards, you can consider other types of... Continue reading
Broadly speaking, a rewards card is a card that gives incentives (points, miles or cash back) for the amount of money you spend with the card. Rewards cards can be co-branded or they can be general use cards issued by a major bank or credit card issuer. The way rewards cards work is not different from regular credit cards, only you will receive some % back from your credit card spendings. In most cases, you won’t... Continue reading
Cash back rewards are the easiest to use and the most straightforward. You simply get a specific percentage back from purchases charged to a cash back credit card. Cash back rewards can be redeemed for statement credits, cash or gift cards. Cash is the most desirable redemption option, but not all issuers offer it. If they do, your cash will be deposited to your bank account or the... Continue reading
Here are some tips that will help you maximize credit card rewards:
Yes, there is. Aside from the Hot Topic guest list credit card, Hot Topic’s frequent shoppers also have the ability to collect rewards by joining the Guest List loyalty program. Continue reading
Groceries make the biggest part of the average family budget and when you have an opportunity to save on such purchases, you can save a lot. Continue reading
There are many different credit card rewards programs geared toward different consumers, but most fall into three main categories: cash, travel and points. Cash back credit cards give cardholders a percentage of cash back on each purchase. Travel credit cards call their rewards miles, even though they are often redeemable for things other than airline tickets. Points credit cards let you earn points with every purchase. You can then trade those points for cash, gift cards, merchandise or travel. Continue reading
Think about how you will use your credit card. If you plan to pay attention to rotating categories and tailor your shopping habits to take advantage of extra cash back, a cash back card with rotating rewards could be right for you. If you travel frequently, flying and staying in hotels, look at travel cards. If you want to collect points for all your purchases and have a lot of flexibility in how to spend them, then the Citi ThankYou Network might work for you. Continue reading
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Cash Back Credit Cards: Get Up to 20 Cents Back for Each Dollar Spent
04 May, 2015