CreditLand Consultant on Credit Card Questions:Now, you’ve decided to get your first or another credit card with rewards program but want to get better understanding of some rewards programs or have question to address before you apply. Here you can find answers to your questions or ask your own. Our experts are ready to help you.
Groceries make the biggest part of the average family budget and when you have an opportunity to save on such purchases, you can save a lot. Continue reading
There are many different credit card rewards programs geared toward different consumers, but most fall into three main categories: cash, travel and points. Cash back credit cards give cardholders a percentage of cash back on each purchase. Travel credit cards call their rewards miles, even though they are often redeemable for things other than airline tickets. Points credit cards let you earn points with every purchase. You can then trade those points for cash, gift cards, merchandise or travel. Continue reading
Think about how you will use your credit card. If you plan to pay attention to rotating categories and tailor your shopping habits to take advantage of extra cash back, a cash back card with rotating rewards could be right for you. If you travel frequently, flying and staying in hotels, look at travel cards. If you want to collect points for all your purchases and have a lot of flexibility in how to spend them, then the Citi ThankYou Network might work for you. Continue reading
Many rewards credit cards offer about the same basic value: one dollar spent equals one cent, one point, or one mile. When redeemed, one point or one mile is usually worth a maximum of one cent, which means you get at least one percent back on every dollar you spend. Cards that offer travel redemptions often give the best value, but credit cards that offer gift cards or cash can be good values as well. Continue reading
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Cash Back Credit Cards: Get Up to 20 Cents Back for Each Dollar Spent
04 May, 2015