Whether you want to get your first credit card or just add a new one to your wallet, the first step is to decide what type of card you need. Here are just a few of the choices you will have:
- Business cards or consumer cards
- Rewards cards or no-frills cards
- 0% APR promotional offer on balance transfers, purchases, or both
- Airline cards or hotel cards
Read some reviews and decide which card is right for you, taking into consideration the level of credit needed for the card you’re interested in and what your credit score is. Have your personal information ready to fill out when you find the card you want.
When you find a match, simply click on the link that says “apply here” and you will be taken to a secure site where to fill out the application with your personal information. You should receive an answer within a few days, or in some cases, instantly.