Frequently Asked Questions

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » FAQs » Credit Cards for Business » What do I need to apply for a business credit card?

What do I need to apply for a business credit card?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

You can’t just decide to apply for a business credit card because you are thinking about opening a business someday, but you also don’t have to have a longstanding business with big profits either. Anyone can apply for a business credit card, as long as they have a few key pieces of information. Here is what to have ready when you fill out your application:

  • Your business name, address and phone number
  • How many years you have been in business
  • How many employees you have
  • Your expenses and annual profits
  • Your EIN or tax ID, or your Social Security number if you do not have a tax ID

Once you have those things, you’ll be ready to apply for a business credit card. Be sure to look for one that corresponds to your level of credit, whether it’s excellent, good, or average. If you’re just starting out, you may have a lower credit limit or higher APR, but you can still get a good business credit card that will help you reach your professional goals.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening
For Excellent/Good Credit
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
For Excellent Credit
Small business funding with working capital lines from $2,000-$100,000 in minutes.
For Bad/No Credit

Other Questions in
Credit Cards for Business