Pacific Credit Group, LLC is a privately held specialty finance company that provides an alternative credit solution for online shoppers. The company provides credits to people with bad credit and to those who have no credit at all. The credit decision is provided in real time and with no impact to credit scores.
Pacific Credit Group offers affordable credit plans to their consumers. The credit can only be used for shopping on company’s website that offers a wide range of products from electronics to furniture.
|Emporium Black Card|
Min. Credit History
Intro APR on Purch.
Application Processing Fee
No Credit Needed
About this card:
Our Expert's Valuation
There are NO CARDS of this type for the checked credit histories.
Offered by Pacific Credit Group, Emporium credit card is not like any other traditional credit card. If fact, it is a shopping credit account that is available to consumers with bad credit history. Emporium doesn’t charge interest and payment plans are affordable and tailored for each consumer individually. Also there are no application, processing or annual fees. Consumers make only monthly payments for products they bought.
Even though the Emporium card is not a traditional credit card, people with bad credit are able to build or rebuild their credit. Emporium reports payment activity, which means if you are always on time with the payments, the Emporium card can become a good tool for credit improvement.
Emporium credit card is not a typical credit account with interest rates, fees and a line of credit. Therefore, if you prefer a traditional credit card, we would recommend you to skip this offer. If you are looking for a credit card that can be used everywhere, consider credit cards that are issued by major banks.
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
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