Will I build credit with a store credit card? - Build Credit History Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Build Credit History » Will I build credit with a store credit card?

Will I build credit with a store credit card?

Answered on

You will be able to build your credit using a store credit card. To be able to build your credit you should first of all make sure the store card you want to apply for is reported to the major credit bureaus. Luckily, most store credit cards are reported to at least one credit bureau. Then it is time to know which type of cardholder you are. If you tend to carry balances on your credit cards, then we would not recommend you to apply for a shopping credit card because they usually come with high interest rates. However, if you always pay off the card balances in full, a store credit card may become a good help to your credit score.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Receive 1% cash back on eligible purchases, terms apply
For Poor Credit
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
For Please refer to issuer's website
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
For Bad / No Credit

Other Questions in
Build Credit History