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Credit Card Applications » Questions » User Questions » Build Credit History » Will I build credit with a store credit card?

Will I build credit with a store credit card?

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Leo Zhu

You will be able to build your credit using a store credit card. To be able to build your credit you should first of all make sure the store card you want to apply for is reported to the major credit bureaus. Luckily, most store credit cards are reported to at least one credit bureau. Then it is time to know which type of cardholder you are. If you tend to carry balances on your credit cards, then we would not recommend you to apply for a shopping credit card because they usually come with high interest rates. However, if you always pay off the card balances in full, a store credit card may become a good help to your credit score.

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