Frequently Asked Questions

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » FAQs » Bad Credit » Can I get a high-limit credit card if my credit is bad?

Can I get a high-limit credit card if my credit is bad?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

It’s unlikely – but it depends how bad your credit is, and how high a limit you seek.

A credit score of less than 600 is subprime, and you will be likely not get approved for more than a few hundred dollars in credit. On the other hand, if your credit is only average, in the low 700 range maybe, then you may be pleasantly surprised by being approved for a higher line of credit than you expected.

It’s important to pay attention to the recommended credit level on the card you apply for. Every card on our site says whether it’s recommended for people with limited, fair, good and/or excellent credit. Get a copy of your credit report and read it before you start applying.

If you do get a credit card, try to keep your total debt under 30% of your line of credit. Not only will it be easier to pay off, it will help improve your credit score.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
No Annual Fee
For Bad Credit
Monthly reporting to the three major credit bureaus
For Fair/Bad Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Bad Credit