Best Alternatives to RaceTrac Credit Card from our partners

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Gas Credit Cards for RaceTrac Clients

RaceTrac is a chain of retail gasoline convenience stores that offers some of the cheapest prices on gas in twelve Southeastern states. It also offers its loyal customers the opportunity to save on routine gas purchases whenever they pay with a special gas rewards credit card.

This card awards you rebates on each gas purchase, which you can then redeem for discounts on RaceTrac petroleum! You can also choose to receive your rebates as a gift card or as a credit to your bank account. Is there a better way to benefit from gas spending?

Apply for a gasoline rewards credit card online and start fighting ever-rising gas prices! On top of generous rebates, you'll also benefit from low APRs, no fees and other great features.

NB! 1% cash back is 2.48¢; savings per gallon at current gas prices (2% cash back ~ 4.97¢/gal and 5% cash back ~ 12.4¢/gal).**

Excellent, Good Credit
Discover it® Miles
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Key Feature:
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles. Summary of Card Features:
  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
Card Features:
Intro APR on Bal. Tr.10.99% (14 months)
Intro APR on Purch.0% (14 months)
Regular APR13.49% - 24.49% Variable
Annual Fee$0
Our Expert Opinion
  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.

See card details
Excellent, Good Credit
Discover it® chrome
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Key Feature:
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically. Summary of Card Features:
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.0% (14 months)
Intro APR on Purch.0% (14 months)
Regular APR13.49% - 24.49% Variable
Annual Fee$0
Our Expert Opinion
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.

See card details
Credit One Bank® Platinum Visa® with Cash Back Rewards
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Key Feature:
Enjoy peace of mind with $0 Fraud Liability Summary of Card Features:
  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Enjoy more buying power with credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
Card Features:
Intro APR on Bal. Tr.N/A
Intro APR on Purch.N/A
Regular APR17.49% - 25.49% Variable
Annual Fee$0 - $99
Our Expert Opinion
  • See if you Pre-Qualify in less than 60 seconds.
  • Get 1% cash back on eligible purchases.
  • Free online access to your Experian credit score.

  • Has a foreign transaction fee.
  • Annual fee between $0 and $99.
See card details
Excellent, Good Credit
Discover it® - Cashback Match™
Compare
Key Feature:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Summary of Card Features:
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.0% (14 months)
Intro APR on Purch.0% (14 months)
Regular APR13.49% - 24.49% Variable
Annual Fee$0
Our Expert Opinion
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

See card details
Citi® Double Cash Card – 18 month BT offer
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Key Feature:
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Summary of Card Features:
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.99% - 24.99% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Card Features:
Intro APR on Bal. Tr.0%* (18 months on Balance Transfers*)
Intro APR on Purch.N/A
Regular APR14.99% - 24.99%* (Variable)
Annual Fee$0*
Our Expert Opinion
  • 0% Intro APR on Balance Transfers for 18 months.
  • Earn cash back as you pay for your purchases.
  • No annual fee.

  • Balance transfer fee applies.
See card details
Credit One Bank® Unsecured Visa® for Rebuilding Credit
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Key Feature:
Find out if you Pre-Qualify without harming your credit score Summary of Card Features:
  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your Experian credit score online for free, terms apply
Card Features:
Intro APR on Bal. Tr.N/A
Intro APR on Purch.N/A
Regular APR17.49% - 25.49% Variable
Annual Fee$0 - $99
Our Expert Opinion
  • Pre-Qualify without harming your credit score.
  • Credit line between $300 and $3,000.
  • Get 1% cash back on eligible purchases.

  • Has a foreign transaction fee.
See card details
Excellent Credit
Citi ThankYou® Premier Card
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Key Feature:
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening Summary of Card Features:
  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*
Card Features:
Intro APR on Bal. Tr.N/A
Intro APR on Purch.N/A
Regular APR15.99% - 24.99%* (Variable)
Annual Fee$95, waived for first 12 months*
Our Expert Opinion
  • Annual fee is waived for the first year.
  • Points do not expire.
  • No Foreign Transaction Fees.
  • Earn ThankYou points on card purchases.

  • Annual Fee: $95, waived for first 12 months*.
See card details
Please refer to issuer's website
Discover it® Secured Card - No Annual Fee
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Key Feature:
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use. Summary of Card Features:
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.10.99% (6 months)
Intro APR on Purch.N/A
Regular APR24.49% Variable
Annual Fee$0
Our Expert Opinion
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.

See card details

** The calculation is based on average gas prices (which is $2.486 for regular gas as of January 2018). Savings may vary. This calculation is for informational purposes only.

Credit Card Applications for RaceTrac

On this page, we provide online credit card applications for those looking to save on Race Trac fuel. Anyone with good-to-excellent credit score can apply online and get approved for a gas rewards credit card from a major company. As a qualifying customer, you'll also get access to a full range of benefits and conveniences, as well as the lucrative gas rebates program.

If you've been looking for the tempting combination of the lowest interest rates with unlimited gas rewards, then this card is right for you. You'll earn free cash on each gas gallon while saving with a low APR and no annual fee! Besides, this gas credit offer does not restrict you to RaceTrac locations only, which means that you can earn rebates on gas purchases at all gas stations in your area.

Plus, you'll also earn some rebates on eligible purchases that are not related to gas and auto maintenance. However, eligible purchases do not include balance transfers, cash advances and other similar transactions. Please note that to be eligible to earn and redeem the maximum gas rewards, you'll need to follow the reward program rules which you can review online before applying, and which are usually sent to you along with your card.

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