RaceTrac offers gift cards to consumers and fleet credit cards to businesses. The company does not offer consumer credit cards. However, you still can save when you buy gas at RaceTrac. To do that you can get a general credit card with gas rewards. Or, if you prefer cash back rewards, you can apply for a cash back credit card. A general credit card can be used everywhere and will allow you to earn rewards on every dollar you spend. That means that not only gas purchases will earn rewards but other purchases as well.