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Common Credit Score Myths: Are You Falling for Them?

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Having a strong credit score is more important than ever in a weak economy and people are eager to improve their score any way they can – just be careful whose advice you listen to, because falling for these common credit score myths can actually hurt your credit score. Continue reading

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Essential facts about a student credit guide

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The student credit guide enables the students to understand the true significance and hazards involved behind possessing a student credit card. There are plenty of new credit cards available for students these days. Many well known financial institutions have come up with a student credit card facility, and ... Continue reading
Complete Student Guide: Things To Consider For Your First Credit Card

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Your first credit card as a student paves the way for your financial history. You must keep it clean and away from defaults to be able to get many beneficial financial help. A useful student credit guide is provided here that will ensure that you do not over spend and end up having a bad debt history early ... Continue reading
Ten credit card tips to repair your credit score

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A credit card represents a way of getting rid of cash thus making it more convenient for you. However that is not always why a credit card needs to be used. In other words, a credit card offers more benefits as well. One of the biggest benefits it offers you is credit score repair, by allowing you to improve ... Continue reading
A Bit About Building Credit After Filing Bankruptcy

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If you are forced with needing to rebuild your credit after a bankruptcy, the thing that will help the process the most is time. Every single state has different regulations pertaining to how long a bankruptcy entry will remain upon your credit report, typically anywhere between ten and fifteen years. Beyond ... Continue reading
Improve Your Credit Rating with a Credit Card

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We all tire of lobster dinners now and then, and careering your sports car around the trees and gardeners on your grounds.So why not improve your credit rating? The credit companies will judge your application for credit based on many things. One of them is on your credit history. You can get one of these ... Continue reading
Why You Need To Monitor Your Credit History

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As part of being a financially responsible individual, it is important to keep an eye on your credit report and credit score. Befitting the times, there is now a free mobile application available for smartphone-carrying consumers who are interested in monitoring changes to their credit report. Designed for ... Continue reading
How To Overcome Bad Credit History

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In 2012 millions of consumers will likely submit an application to open up a new line of credit. Before doing so, it is of utmost importance that individuals gain a thorough understanding of their personal credit situation to avoid being extended an offer of higher than expected rates or rejected outright. ... Continue reading
Raise Your FICO Score

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Your FICO score is pretty important. Here are some tips to raise it.Get Rewarded If you have a decent track record with payments, call up the credit card issuer and ask for a "goodwill deletion" which means that because of your spectacular payment history, you ask the credit card issuer to remove the few ... Continue reading
Is There An Added Benefit To Having a Super High Credit Score?

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Immediately following the American financial crisis, many credit card issuers terminated accounts and reduced spending limits. As a result, some credit-conscious consumers set their sights upon the highest FICO score attainable – upwards of 800. However, experts say that this top-tier credit has little ... Continue reading

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Elizabeth Nelson
Elizabeth Nelson
Elizabeth Nelson is the news editor for Credit-Land.com. She has worked for the company since 2012.

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