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Best Credit Cards with Point Rewards from Our Partners
Charging your purchases to credit cards with point rewards you can get from 1% to 5% of the paid amount back in the form of points, with the percentage depending on the credit card and the type of a purchase. You can earn points at gas stations, grocery stores, merchandise - all places you regularly shop at. What is more, points are easily redeemed for almost anything you want, and you can even get cash back directly deposited into your account.
Special Credit Card Offer in April 2024
MAXIMIZE YOUR REWARDS
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. - Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
Best Credit Cards with Point Rewards
Point rewards are probably the most commonly used type of credit card rewards. They are easy to earn and redeem. Point rewards are usually offered by co-branded credit cards, like airline credit cards, hotel credit cards and department store credit cards. Here you will find the best point rewards credit cards offered by our partners.
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- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
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- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Rates & Fees
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- Click "APPLY ONLINE" to apply now
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
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- UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase
- No annual fee
- Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
- 0% intro APR for 15 months on purchases. Then 17.24% - 28.24% Standard Variable Purchase APR will apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Terms and conditions apply.
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- Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
- Earn 1 point for every $1 spent on everyday purchases
- No annual fee or balance transfer fee
- Points never expire while account is open and in good standing
- Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
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- Click "APPLY ONLINE" to apply now
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
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- Click "APPLY ONLINE" to apply now
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
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- Receive a $200 statement credit when you spend $3,000 in the first 3 months.
- Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
- Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
- No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
- Manage your card and finances using Rocket Money app.
- Digital card security with built-in features, like Freeze Card.
- Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
- See if you’re preapproved in as little as 2 minutes with no impact to your credit score.
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- 1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.
- Earn 2X points on travel when booked directly through an airline, hotels, car rental agencies, and cruise lines.
- Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.
- Earn 1X points on other purchases with your Bilt Mastercard®.
- Earn double points on the 1st of each month: Earn 6X points on dining, 4X points on travel, and 2X points on other purchases (except rent).
- Use the card 5 times each statement period to earn points.
- Use your points for all your favorite Bilt Rewards redemptions: transfer to travel partners, redeem toward future rent payments, put toward a down payment, and more.
- BiltProtect lets you pay rent without using your credit limit.
- Select Apply Now to learn more about the product features, terms, and conditions.
- Rates & Fees
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- Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
- Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
- Earn 3 ThankYou® Points per $1 spent at Gas Stations
- Earn 2 ThankYou® Points per $1 spent at Grocery Stores
- Earn 1 ThankYou® Point per $1 spent on all other purchases
- No limit to the amount of points you can earn, and your points will not expire.
- No Annual Fee
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Capital One VentureOne Rewards Credit Card
GOOD REWARDS OFFER
TO GET IN April 2024
- Click "APPLY ONLINE" to apply now
- Earn unlimited 1.25X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
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questionsABOUT
REWARDS CREDIT CARDS
I love shopping, but I think I could be getting more out of it if I had a credit card that gave me rewards for all my retail therapy sessions. I just don't know which one to get. Can you help me figure out what card is right for me?
If you're a shopper, there's nothing better than having a credit card that gives you cash back or points for every purchase you make. Next time you're at the Overstock store, or Bed Bath and Beyond, or Macy's - wherever...
Read moreHow to redeem credit card reward points?
Figuring out how you can use the credit card points you've earned so you're not wasting them can be confusing. Points can be converted into cash, transferred to loyalty programs, used to buy airline tickets, hotel...
Read moreWhat is a rewards card?
Broadly speaking, a rewards card is a card that gives incentives (points, miles or cash back) for the amount of money you spend with the card. Rewards cards can be co-branded or they can be general use cards issued by a...
Read morewhat are POINT
REWARDS
Many people believe that cash is king, but that is not always true with so many rewards programs available these days. There are a lot of credit cards that offer point rewards. Point rewards are often hard to comprehend, but when you manage to do it, you may find them more rewarding in comparison with other rewards programs.
Point rewards are what credit card companies use to keep track of how much you've earned in rewards. One dollar usually earns one point, but some credit cards allow to earn more than one point in specific shopping categories. Each point is usually worth one penny but it can change when you redeem your points. Often one point is worth more than a penny but depending on the redemption option it may even be less than one cent. Travel credit cards may offer points or miles, where miles are basically the same points but named differently.
If you want to earn more points or short of points needed to book an award ticket, you can use special portals to earn more points or buy points you need. These portals can also be used to redeem earned points at better value.
Point rewards can be redeemed for anything but some credit card issuers offer just several redemption options. Common redemption option are gift cards, travel, shopping, merchandise, statement credits and cash back. The highest point value is given in travel purchases, statement credit or gift cards. The point value usually depends on the type of the card. Thus, if it is a travel credit cards, travel redemptions will have the highest value.
Another good feature of points is that you can transfer them. Some issuers allow points transfers to another rewards programs or allow to convert them into miles. Cardholders are usually allowed to transfer points at 1:1 ratio, but sometimes you may be offered better or worse options. Another thing to know about points transfer is that you can be charged a fee for the transaction.
Basically, points rewards are universal rewards and can replace miles rewards and cash back rewards. If you can manage point rewards, you can manage any rewards program.