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When you opt for a bank secured credit card having a bad credit history, visit us and make the right decision. A bank card is secured if you have deposited a sum of money onto a bank account to secure the credit.
It will be the best card if you cannot yet afford unsecured cards for bad credit. How to get a secured bank card? Insert one of the secured card applications and wait for the card approval. The best secured cards are obtainable if you also qualify for fair bank cards and no bank cards.
Besides credit card applications for secured credit cards, unsecured bank card applications are available. Before applying for a plastic, make sure you qualify.
Credit Card Details To find out more about each card, click on this image.
Exceptional Credit History Required While all offers in this table require good credit to apply, the ones with this symbol require an Exceptional credit history.
Fact

Fact: There are more than 34 million Americans with poor or "damaged" credit. For those individuals, and many others, a secured credit card may be the fastest, most effective way to re-establish themselves as good credit risks.

Note

Note: Some unsecured cards are also aimed for the people who want to build or re-build their credit history. You can be approved even if you had credit problems in the past and were rejected by other banks.

Bank Name
Card Name
APR %Setup FeeAnnual Fee Grace Period Apply
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Millennium Bank
Black Diamond Visa®
19.5%$99.9560$59n/a
•Approved regardless of credit history.
•No Credit Check.
•Get cash at over 740,000 ATMs.
•Credit limits up to $10,000.
•Reports to all 3 bureaus.
•Emergency cash transfers.
•$100,000 travel accident insurance.
•Extended warranty protection.
•Special High Introductory Savings Rate.
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Apply
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Millennium Bank
Gold MasterCard®
19.5%$99.9559$59n/a
•Approved regardless of credit history.
•No Credit Check.
•Get cash at over 740,000 ATMs.
•Credit limits up to $10,000.
•Reports to all 3 bureaus.
•Emergency cash transfers.
•$100,000 travel accident insurance.
•Extended warranty protection.
•Special High Introductory Savings Rate.
•Membership In a Travel Club.
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Bank of America
Secured Visa® Platinum
16.24%$0$2920 days
• Low annual fee.
• Credit lines available from $300 to $10,000.
• Set your own credit limit.
• Build or reestablish your credit.
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Purch.--PurchasesBal.Tr.--Balance Transfersn/a--Not Applicable
Selected from all categories: 0
REPAIR YOUR CREDIT HISTORY    

If your credit rating is less than the average, improve your score and file one of the credit card applications for the best secured credit cards. Select the online plastic applications for a card with instant card approval, but be a realist and do not expect a secured card with no annual fee.
Find a Visa card application, or a card application online for bank cards like MasterCard. You can also choose our unsecured card applications. Banks with secured credit cards are not very strict towards your financial past credit and credit history. They deal with the individuals who make applications for bank cards even with bad and no credit.
With our secured bank card applications, you will qualify for their terms and get card approval. You have a chance to raise your credit score. Improve your credit history, and the choice of better cards will enlarge. Prevent the possible mistakes and choose the card that will never disappoint you.
Finish up with your debts and obtain new credit card offers: small business cards, low interest cards, credit cards with cash back or the best gas credit card, or cards for balance transfer. The best frequent flyer cards and hotel cards will be available without fail. We also offer online card applications to get cards for students.
To apply for secured plastic, use the credit card application online. Choose our applications for cards and improve your financial situation!

Credit Report Repair Credit Repair
Learn More:    
Question:    

While there are many companies who brand themselves as credit repair organizations, most of them lack the legal clout and experience necessary to adequately represent your dispute efforts. Some of the specific advantages of using Lexington Law Firm are:

We can dispute directly with the creditors and have the teeth to back it up.
We enforce your rights under the various federal laws.
We can do everything a non-attorney can do, and everything they can't. For example, we can demand from a creditor and settle debts, cases where a non-attorney would not do you much good.
We keep abreast of current consumer laws as well as changes to, interpretation thereof, and applicability of those laws.
We govern ourselves according to the rules and principles of professional conduct.
We practice the methodologies and structure like any law-practicing firm.
Your case will be reviewed by an attorney who will impose legal opinions when and if necessary.
Your confidentiality is protected by the attorney-client privilege.
How do you restore bad credit?
How do you do this legally?
How long does it take?
What if deleted items reappear?
Does paying my bills restore my credit?
Do I need to see my credit reports first?
Do you guarantee your service?
Can I restore my own credit?
How do debt settlements work?
When can I call my case manager?
How do I get updates on casework?
Can bad credit be deleted?
Can credit repair companies be trusted?
How much does bad credit cost?
Does paying off past-due accounts neutralize their negative status?
Will deleted items just reappear on the credit report?
Are items such as bankruptcies and foreclosures impossible to remove?
Should consumers try credit repair on their own?
Does bankruptcy wipe the slate clean for a second chance?
Do creditors bother to read the 100-word statement?
How can changing one's SSN or EIN tax number help credit matters?
Does enough good credit offset any bad credit?
Does the CCCS help consumers restore credit
Do negative items remain listed for at least 7 years?
What is the Fair Credit Reporting Act (FCRA)?
Repair Your Credit History Repair Your Credit History
Credit Repair    
Credit Repair Question

What if my credit is not repaired? Is there a warranty?

Credit Repair Answer

Our service is backed by a warranty which entitles you to some or all of your money back if enough disputed items aren't deleted. Put simply, we don't believe you should have to pay for ineffective service.


Credit Repair Question

Can credit be restored LEGALLY?

Credit Repair Answer

Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so. Credit restoration is as legal as pleading "not guilty" in a court of law.


Credit Repair Question

Do I need to pay my bills?

Credit Repair Answer

If there are delinquent accounts appearing on your credit reports that have not been paid off, the actual debt behind the listing remains the same even if the account is deleted from your credit report. You may still owe the same money that you validly owed in the first place subject to your state's applicable statute of limitations. If you don't pay the debt, the creditor or a collection agency may re-report the item. So removing the listing without addressing the debt is only a temporary solution.

Credit Calculator    
Credit Calculator How long will it take to pay off my balance?

This credit calculator can help you manage your money by showing you:

How long it could take to repay a credit card balance based on your monthly payment.

The payment required if you want to repay the balance over a shorter period of time.

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