LIMITED CREDIT

Secured credit card applications

When you opt for a bank secured credit card having bad credit history, visit us and make the right decision. A bank card is secured if you have deposited a sum of money onto a bank account to secure the credit.

How to get a secured bank card? Select on the secured card application below and enter your personal information on their website. The best secured cards are obtainable if you also qualify for fair bank cards and new to credit cards.

Besides credit card applications for secured credit cards, unsecured bank card applications are available.

Fact: There are more than 34 million Americans with limited or less than perfect credit. For those individuals, and many others, a secured credit card may be the fastest, most effective way to re-establish themselves as good credit risks.

Bank Name
Card Name

APR %

Setup Fee

Annual Fee

Grace Period

Apply


Capital One® Secured MasterCard®

22.9% (V)

See terms

$29

25 days

•Get the credit you need with no processing fees or application fees.
•Automatic reporting to the 3 major credit bureaus.
•Track credit with access to your credit score and other tools.
•Your refundable security deposit can get you a line up to $3,000.
•You may qualify for credit line increases with no further security deposit required.
•Use it like any MasterCard credit card, accepted at millions of locations worldwide.

Apply


Applied Bank® Applied Bank® Secured Visa® Gold Credit Card

9.99% Fixed

$50

n/a

•Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank.
•Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000.
•Guaranteed Approval Regardless of Your Past Credit History.
•9.99% Low Fixed APR - Your Rate Won´t Change Even if You Are Late.
•Highest Ratings for Financial Strength and Security in the Country.

Apply


Capital One, N.A. Orchard Bank® Classic MasterCards

7.99% -
24.99%

$0 - $59

$0 - $59³⁸

n/a

•An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
•Acceptance at millions of locations worldwide, including website purchases and reservations.
•Your account information is updated and at your fingertips 24/7 so you can manage it your way.
•Email and text messages are available to remind you of your upcoming payment due date.
•Knowledgeable customer service representatives to assist you with questions or concerns.

Apply


Synovus Bank First Progress Secured Platinum MasterCard® Credit Card

14.99%

$39

25 days

•Full-feature Platinum MasterCard secured credit card.
•No credit history or minimum credit score required for approval.
•Monthly reporting to all 3 major credit bureaus to establish more credit history.
•Quick & complete online application.
•Secured by your deposit of $300 - $2,000.
•Free 24/7 access to your account online.
•Deposit held at FDIC-insured bank.

Apply


Centennial® Classic Credit Card^**

See website^*

• Your $150.00 credit card Security Deposit remains yours if you close your account with a $0.00 balance.
• If approved, your $150 security deposit gets you a $300 credit limit.
• Reports monthly to the major Consumer Reporting Agencies.
• Quick and easy application.
• Credit card responses in 60 seconds or less.
• Access your account by phone at any time, day or night.
• Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit.

Apply


Capital One, N.A. Orchard Bank® Visa® Cards

7.99% -
24.99%

$0 - $59

$0 - $59³⁸

n/a

•Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
•Acceptance at millions of locations worldwide, including website purchases and reservations.
•Your account information is updated and at your fingertips 24/7 so you can manage it your way.
•Email and text messages are available to remind you of your upcoming payment due date.
•Knowledgeable customer service representatives to assist you with questions or concerns.

Apply

Purch.--Purchases

Bal.Tr.--Balance Transfers

n/a--Not Applicable

Selected from all categories: 0

The following information is brought to you by Credit-Land.com. First PREMIER® Bank is not affiliated with Credit-Land.com and does not endorse, nor guarantee, nor is responsible for this information.

^* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms & conditions on the credit card issuer´s website.
^** FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
³⁸ $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.

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Help Your Credit History

If your credit rating is bad pay close attention to the best secured credit cards. Select the secured credit card right for you and apply online.

Find a Visa card application, or a card application online for bank cards like MasterCard. You can also choose our unsecured card applications. Banks with secured credit cards are not very strict towards your financial past credit and credit history. They deal with the individuals who make applications for bank cards even with limited and new to credit.

With our secured bank card applications, getting approved may be easier than you think. You have a chance to raise your credit score by making your minimum payments with all of your creditors on time and maintain your account balances below the credit limits hence enlarging your choice of better rating cards. Prevent yourself from making possible mistakes and choose the card that will never disappoint you.

Finish up with your debts and obtain new credit card offers: small business cards, low interest cards, credit cards with cash back or the best gas credit card, or cards for balance transfers. The best frequent flyer cards and hotel cards will be available without fail. We also offer online card applications to get cards for students.

To apply for any secured credit card fill out a credit card application online. Choose our applications for cards and take care of your financial situation!

Learn More:

While there are many companies who brand themselves, most of them lack the legal clout and experience necessary to adequately represent your dispute efforts. Some of the specific advantages of using Lexington Law Firm are:

We can dispute directly with the creditors and have the teeth to back it up.
We enforce your rights under the various federal laws.
We can do everything a non-attorney can do, and everything they can't. For example, we can demand from a creditor and settle debts, cases where a non-attorney would not do you much good.
We keep abreast of current consumer laws as well as changes to, interpretation thereof, and applicability of those laws.
We govern ourselves according to the rules and principles of professional conduct.
We practice the methodologies and structure like any law-practicing firm.
Your case will be reviewed by an attorney who will impose legal opinions when and if necessary.
Your confidentiality is protected by the attorney-client privilege.
Your confidentiality is protected by the attorney-client privilege.

Question:

How do you restore your credit history?
How do you do this legally?
How long does it take?
What if deleted items reappear?
Does paying my bills improve my credit?
Do I need to see my credit reports first?
Do you guarantee your service?
How to improve my credit in a short space of time?
How do debt settlements work?
When can I call my case manager?
How do I get updates on casework?
What is the best company to turn to improve credit?
Does paying off past-due accounts neutralize their negative status?
Will deleted items just reappear on the credit report?
Are items such as bankruptcies and foreclosures impossible to remove?
What is the role of credit bureaus in credit improvement?
Does bankruptcy wipe the slate clean for a second chance?
Do creditors bother to read the 100-word statement?
How can changing one's SSN or EIN tax number help credit matters?
What is the best way of credit improvement?
Do negative items remain listed for at least 7 years?
What is the Fair Credit Reporting Act (FCRA)?

Credit Fix

Can you fix your credit legally?

Yes, there's nothing illegal about going forth and disputing strange items you find on your credit report that don't sit well with you. Even if credit bureaus want to make you think otherwise!

Should I pay my bills?

Here's the first question you should ask: do I have delinquent accounts appearing on my reports that have not been paid off? Well, if so, the actual debt behind that remains the same, even if the accounts have since been deleted! You might still owe that money, according to your state's law of limitations. If you don't pay that debt, you might be re-reported! To just take away the debt without paying is not a real answer to your problem.

Credit Calculator

How long will it take to
pay off my balance?

This credit calculator can help you manage your money by showing you:

How long it could take to repay a credit card balance based on your monthly payment.
The payment required if you want to repay the balance over a shorter period of time.

FOUND
A CONFUSING TERM?

Look it up in our
Credit Card Glossary!