USA

American Express Online Applications

Credit Card Applications » Credit Card Companies » American Express Credit Cards

American Express Credit Cards

American Express Credit Cards

American Express bills itself as "the premium network for high-spending cardmembers" and takes pride in its reputation as a card for the elite customer, but in fact, they offer cards for many types of customers. They operate a large travel network and many of their cards offer amazing deals on airline miles, hotels, and other travel perks.

Cards issued by American Express include gas rewards cards, business cards, student cards, prepaid cards, and more. Member benefits include roadside assistance, purchase protection, travel accident insurance, entertainment benefits, extended warranties, and car rental loss and damage insurance.

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation Fee

Business Credit Cards

Card Name Minimum Credit HistoryIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation FeeInstant Response

Excellent / Goodn/an/an/a$450$0No
Card Details:
  • Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership.
  • Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline.
  • 20% Travel Bonus when using Membership Rewards® Pay with Points.
  • Take advantage of 40 premium benefits to help power your business.
  • Complimentary access to 600+ participating airport lounges through Priority Pass™ Select.
  • Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day.
  • Purchasing power that can adjust as your business evolves.
  • Terms & Restrictions Apply.37
Our Expert Opinion
  • Complimentary access to airport lounges.
  • No foreign transaction fees.

Excellent / Goodn/an/a15.24% -
19.24% (V)
$0 introductory annual fee for the first year, then $95$0No
Card Details:
  • Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership.
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight.
  • 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases.
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases.
  • $0 introductory annual fee for the first year, then $95.
  • Terms & Restrictions Apply.
Our Expert Opinion
  • Automatic discounts applied when you use your card at partners like FedEx, Hertz, and OfficeMax.
  • Easily view account expense reports.

  • Annual fee after first year.
  • No 0% promotional periods.

Excellent / Good0%
(6, 9, or
12 months)
n/a12.24% -
19.24% (V)
$0$0No
Card Details:
  • With no annual membership fee, it´s a smart choice for your business.
  • Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement.
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers.
  • 3% at U.S. gas stations.
  • 1% on other purchases.
  • Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
  • Terms and limitations apply.
Our Expert Opinion
  • Cash back program on office supplies and wireless service is straightforward.
  • Automatic cash rebates to your account, no monthly enrollment needed.

Excellent / Goodn/an/an/a$0 introductory annual fee for the first year, then $95$0No
Card Details:
  • Receive 5,000 bonus points on your first purchase.
  • No pre-set spending limit37 or finance charges.
  • Earn one Membership Rewards® point for every dollar you spend.
  • Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
  • $0 introductory annual fee for the first year, then $95.
  • Terms & Restrictions Apply.
Our Expert Opinion
  • Use points toward business expenses, and more.
  • No annual fee for employee cards.

Excellent / Goodn/an/a15.24% -
19.24% (V)
$0 introductory annual fee for the first year, then $65$0No
Card Details:
  • Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership.
  • Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights - all with no blackout dates.
  • Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program.
  • Earn 1 Starpoint® for each dollar of eligible purchases.
  • $0 introductory annual fee for the first year, then $65.
  • Terms and limitations apply.
Our Expert Opinion
  • Instant online decision is available.
  • Excellent customer service.
  • Great redemption value for hotels.

  • No 0% APR promotional offers.

Excellent / Goodn/an/an/a$0 introductory annual fee for the first year, then $175$0No
Card Details:
  • Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership.37
  • Earn points even faster to get more rewards for your business.
  • 3X points on airfare purchased from airlines. 2X points at US gas stations.
  • Up to $100,000 in each category per year, then 1 point.
  • Terms and limitations apply.
  • Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
  • $0 introductory annual fee for the first year, then $175.
  • 37Apply online to qualify for this offer. See offer terms for details.
Our Expert Opinion
  • Great service and rewards offered through American Express.
  • Built-in support.
  • Close spendings control.

Excellent / Goodn/an/an/a$0 introductory annual fee for the first year, then $250$0No
Card Details:
  • Limited Time Offer: Get a 2% Discount consisting of a 1.5% Early Pay Discount plus, for the first 6 months, get an extra 0.5% on all purchases, up to $250,000.
  • Do business on your terms.
  • Pay no annual membership fee for your first year. Then, pay $250 annually.
  • No annual fee for Additional Cards.
  • Terms & Restrictions Apply.
Our Expert Opinion
  • Flexible payment terms.
  • No fee for extra cards.

  • $250 annual fee (waived the first year).

Gift Cards

Card Name Card Description

  • Add personalized meaningful image.
  • Fee FREE after purchase.
  • No lost values.

  • Express your silent gratitude.
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Easiest way to reward your employees or thank your customers.
  • FREE SHIPPING code for your next order.
  • Add your business logo.
  • Refundable if lost or stolen.

  • Successful start up for a honored graduate.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • Make Father´s Day special - show your care.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • "Happy Birthday" has never been that exceptional.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • For millions "I wish"
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Celebrate any occasion by saying best wishes.
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Show your sweet valentine how big your heart is.
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Make this Christmas exceptional.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • Tell your mom you love her.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • Probably the best way to make the holidays unforgettable.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • Let the Festival of Lights be the brightest.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • Grant the dinner of a dream.
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Great gift for the happy couple.
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Start your festival season with AmEx.
  • Fee FREE after purchase.
  • No lost values.
  • Exceptional discounts at participating merchants.

  • No more headaches, let the teens choose.
  • No monthly fees.
  • Refundable if lost or stolen.
  • Exceptional discounts at participating merchants.

  • Make celebration special.
  • FREE SHIPPING code for your next order.
  • Add your business logo.
  • Refundable if lost or stolen.

37 See the American Express card terms and conditions online.

See Also Credit Card Applications from Other Banks:

American Express - Points for Travel, Shopping, and Entertainment

Travel

The American Express Airline Rewards program gives you access to an online booking service, 20 partner hotels, foreign currency redemption, and more. As a premier card for travel services, American Express prides itself on offering travelers the best options around.

Shopping

With over 50 gift card partners, you can shop for technology, housewares, wine, sporting equipment - the sky's the limit. Spend at your favorite stores and redeem your points to get a credit on your card that you can use wherever you like.

Entertainment

American Express helps you have fun with family or friends with Entertainment Vouchers and Passes to movies and more. Enjoy good food and good wine with good friends and earn points for it.

Rewards and Bonus Points

You'll earn Membership Rewards points for almost every dollar you spend on your American Express card, and when you shop at an American Express Bonus Partner merchant, you'll earn Bonus Points as well as Membership Rewards Points.

Earn Points Fast

When you use your American Express card for all your everyday purchases, you'll accumulate points quickly. Shop at Bonus Partners to earn even more, and if you're planning a big purchase, put it on your card to get the most rewards.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average

American Express Video

Enjoy a Great Number of Amazing Perks from American Express Cards

Questions & Answers about
AmEx Credit Cards:

Our Experts about
American Express Credit Cards

FIND OUT YOUR CREDIT SCORE