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After finding out that JCPenney offers their own card, I’ve been interested in applying for it. I currently have no idea about what benefits are included with the card, so I would like to know, what are some of the benefits included with the JCPenney credit card and is it worth applying for?

Answered on

Once you’ve been approved for the JCPenney card, the very first benefit you will receive is a discount of up to 15% on your very first purchase made with the card. This offer will allow you to save 15% on select apparel, shoes, accessories, jewelry and other home products or 5% on select major... Continue reading
How are rewards earned with the Belk credit card and is it worth applying for?

Answered on

The Belk credit card offers rewards at a 3-tier status level. The first level is the Belk rewards card. All new applicants will automatically be given the Belk Rewards card which allows you to earn 3% back in rewards. Continue reading
Hello, I’m currently interested in applying for a credit card like Dillard’s that will allow me to collect cashback on my department store shopping. Are there any cards that you recommend?

Answered on

Nowadays, there are so many credit card issuers and many of them offer multiple credit cards. Many of these credit issuers have a cashback credit card option available, so to answer your question there are hundreds of card options. Many cashback cards will allow the cardholder to collect a small amount... Continue reading
I’m currently interested in applying for a cashback credit card that I can use to make my department store purchases at JCPenney with. I don’t have the best credit, but it’s not horrible. Are there any cards that you could recommend to me?

Answered on

There are several cards that could be recommended. Considering the high volume of different credit card options we have available today, there is a credit card for almost anyone. Whether you have limited credit or excellent credit, you should be able to get your hands on a decent cashback credit card.... Continue reading
I’m interested in applying for the Macy’s credit card since I shop there all the time, but I am not sure how I would benefit from having their card. What are some of the benefits included with the Macy’s credit card?

Answered on

After being approved for your Macy's card, the first benefit you will receive is 20% off your Macy's purchases during the first two days of opening your account. The Macy's credit card has three status levels included. The first level is Preferred. At that level, you will have access to certain benefits... Continue reading
As much as I appreciate the JCPenney rewards program included with their, JCPenney is not really my favorite place to shop at and I’d like to earn and redeem rewards at even more places. Is there a card that I can use to earn rewards on all of my department store shopping?

Answered on

There are many cards that can be used for this purpose. Unfortunately, store cards like the JCPenney rewards credit card are not affiliated with any major payment network and therefore can only be used with one specific retailer. Unlike store cards, regular credit cards can be used to make purchases... Continue reading
I plan on having my vehicle serviced by Meineke within the next few weeks and I was interested in using their financing plan to help me pay for it. What are the specific details included with their financing offer and how do I become eligible for it?

Answered on

Unlike many other co-branded store cards, Meineke only offers one financing plan. Their plan offers six months of interest-free financing on purchases over $199. Continue reading
I was interested in applying for the Belk credit card after hearing about the rewards it includes, but I found out that it can only be used at Belk and there aren’t really any stores near me. Is there any card that you could recommend that will allow me to earn rewards on all my department store shopping?

Answered on

Yes, in fact there are actually many cards that I can recommend to you. In today's time, we have such a wide range of credit options available to us. Whether you have limited credit, decent credit or excellent credit, there is almost always a card that can be found for you. One thing that you should do... Continue reading

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July 01, 2015