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‘Credit Cards’ is not the easiest subject and we understand that you may have lots of different questions related to it. That’s why our experienced experts are always here to help you. You can ask any question related to credit cards or scroll down to see if answered questions below can help you.

Recently Answered Questions:

A lot of my friends use their credit cards for everything even when buying clothes at KingSize and when they have the money, isn’t this a bad habit and aren’t you better using cash when possible?

Answered at

Credit cards are great for many thing other than just financing. Cards can help you balance your budget if you have flexible income or your two largest monthly bills happen to come at the same time of the month. Continue reading
What is the deal with the variable APR? My credit score is 820 so do I get the lowest interest rate?

Answered at

The variable APR is the interest rate that will vary with the market based on the Prime Rate. The issuers usually add 10% to 20% to the Prime Rate to determine the purchase and balance transfer APR. However, as a rule variable APRs do not exceed 30%. With this high credit score you may qualify for a... Continue reading
Where can I make a LensCrafters payment, I financed a pair of glasses with them, I don’t have a bank account and I wanted to pay with cash? Is there somewhere I can pay it in person? Can I make a payment at the store?

Answered at

Their card is issued and managed by Synchrony Bank. Aside from selling you the glasses, they have nothing to do with the financing. You will not be able to pay your bill at the store. Continue reading
Where can I use the King Size credit card, can I use it outside of their store?

Answered at

You can use the card at any FullBeauty brands including Woman Within, Jessica London, Roaman's, BrylaneHome and fullbeaty.com. Continue reading
I wanted to apply for Mills Fleet Farm Visa card but it looks like I cannot apply for this particular credit card? Can you help?

Answered at

You are right. There are two Mills Fleet Farm credit cards: the one is a store card and the other is a Visa card. Continue reading
I plan on refurnishing my apartment within the next few months and I’m going to be making several large purchases from many different stores. I was wondering, are there any credit cards you would recommend me to make these purchases with?

Answered at

Depending on what type of benefit you would like receive when making these purchases, I may have a few recommendations that may be of interest to you. Continue reading
Is Avianca Vida Visa card available in MD? When I tried to apply for the card a couple of months ago, it wasn’t.

Answered at

Unfortunately, the card is unavailable in Maryland. But the company is working on it and there is a chance their cards will be available in this state. They've started accepting applications from D.C. residents recently, so the chances are not zero. Continue reading
I have RC Wiley credit and want to transfer the balance I have on it to a credit card and then close my RC Willeys account. What card would you recommend? My credit is good.

Answered at

When it comes to transferring balances from cards like the rc willey financing card, there are a wide range of general rewards cards available that come along with balance transfer offers. These special offers let people transfer balances to a card with a low or no APR, so they can save money in the... Continue reading

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Save on Interest Charges with Low APR Credit Cards

June 18, 2015