Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit

User Questions & Answers about Limited/Bad/Fair Credit

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Everyone who doesn’t have outstanding credit is striving for good and then excellent credit. Our experts are able to help you in your endeavor to gain a better credit score. If you have some doubts or any questions, you can freely consult with our qualified experts.

Recently Answered Questions:

I don’t have the best credit score but I received a pre-approved PNC card. Where do I go to accept it?

Answered on

When you receive a pre-approved offer in the mail, you should have all the instructions included with the offer. Please read carefully the package and follow the instructions. But before you accept the offer, you should know that pre-approved does not mean you will get the offer right away. The bank... Continue reading
Hi! I try to choose credit card for my google payments account. My credit score is bad so I have some doubts. Can you recommend something?

Answered on

There are a lot of credit card offers for people with bad and limited credit and some offers even come with rewards programs. For example, you can choose Discover it secured card. This card requires a refundable security deposit, but allows you to earn 1% cash back on all purchases, including on Google... Continue reading
I want to apply for the PNC cash rewards card but not sure I will be approved for this card with my scores 628 EX, 674TU and 682EQ. What do you think my chances are? Can I prequalify for this card?

Answered on

All in all, your credit scores are considered average. To apply for a PNC credit card your credit should be good or better, which is 700 or higher credit score. If you apply for a PNC credit card with your current credit scores, your chances to qualify will be low, and if you qualify, your available... Continue reading
I think to apply for the aarp credit card, my credit score was good, but unfortunately, went down lately. What is minimum credit score required to have to be approved for this credit card?

Answered on

Sadly, we don't have any information about credit history required to be eligible for AARP credit card. I wouldn't recommend applying for this card if your credit score is in the fair range. There are many other credit cards that are created to help people raise their credit score. If your credit score... Continue reading
I want to start building my credit and want to know if I can do in with a Maurices credit card. I’ve never had a credit card or a loan?

Answered on

Store credit cards like the Maurices credit card are usually offered to those with average credit, that is your credit score should be above 600. It doesn't mean you won't be able to qualify for this card while you have no credit established. However, we would not recommend you to apply for a store... Continue reading
I want to apply for the HSN credit card but not sure if I qualify with my bad credit. Do you have any thoughts?

Answered on

Store credit cards like the HSN credit card are usually offered to those with average credit, that is your credit score should be above 600. But it doesn't mean you won't be able to qualify for this card while your credit is bad. However, not that even if you are approved, you may not be provided with a... Continue reading
What credit card can I get to build my credit if I have NO credit? One that does not have a deposit either.

Answered on

Before you submit your application note that you should not go on an application spree and apply for multiple credit cards. That won’t do any good to your credit and your chances to qualify may get even lower. Choose only one or two credit cards you like and apply online. Now, with no credit... Continue reading
How do you decide how high is too high when it comes to APR?

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Well, you will definitely not want to have a credit card with the 30% APR, and such cards do exist. The APR of 24% is also quite high, but it is common for credit cards that are offered to people with bad credit. However, it is possible to avoid interest payments on purchases by paying of the entire... Continue reading
I had Maurices credit card before bankruptcy. I dealt with bankruptcy and it’s going to fall off my reports soon. I now have fair credit, in mid 600s, and one unsecured credit card which I try to pay off each month. Do you think I will be able to have Maurices credit card again?

Answered on

The Maurices credit card is a store credit card, and store credit cards do not usually require a perfect credit history. As a rule, average credit is quite good when you are applying for a store credit card. And since you have an active credit card with good payment history, that will increase your... Continue reading
I am currently interested in applying for the Bergner’s credit card, but my credit score is not very good. It used to be a lot worse, but I’ve slowly rebuilt it to a point where I think I might be ready to apply for a card like this one. Do you know what credit score I would be required to have if I want to be eligible for the Bergner’s card?

Answered on

Every credit issuer is different when it comes to determining what makes someone worthy of their card, so unfortunately, I have no way of determining what credit score you would be required to have to be eligible for the Bergner's card. Continue reading

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