Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit

User Questions & Answers about Limited/Bad/Fair Credit

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Everyone who doesn’t have outstanding credit is striving for good and then excellent credit. Our experts are able to help you in your endeavor to gain a better credit score. If you have some doubts or any questions, you can freely consult with our qualified experts.

Recently Answered Questions:

I want to start building my credit and want to know if I can do in with a Maurices credit card. I’ve never had a credit card or a loan?

Answered at

Store credit cards like the Maurices credit card are usually offered to those with average credit, that is your credit score should be above 600. It doesn't mean you won't be able to qualify for this card while you have no credit established. However, we would not recommend you to apply for a store... Continue reading
I want to apply for the HSN credit card but not sure if I qualify with my bad credit. Do you have any thoughts?

Answered at

Store credit cards like the HSN credit card are usually offered to those with average credit, that is your credit score should be above 600. But it doesn't mean you won't be able to qualify for this card while your credit is bad. However, not that even if you are approved, you may not be provided with a... Continue reading
What credit card can I get to build my credit if I have NO credit? One that does not have a deposit either.

Answered at

Before you submit your application note that you should not go on an application spree and apply for multiple credit cards. That won’t do any good to your credit and your chances to qualify may get even lower. Choose only one or two credit cards you like and apply online. Now, with no credit... Continue reading
How do you decide how high is too high when it comes to APR?

Answered at

Well, you will definitely not want to have a credit card with the 30% APR, and such cards do exist. The APR of 24% is also quite high, but it is common for credit cards that are offered to people with bad credit. However, it is possible to avoid interest payments on purchases by paying of the entire... Continue reading
I had Maurices credit card before bankruptcy. I dealt with bankruptcy and it’s going to fall off my reports soon. I now have fair credit, in mid 600s, and one unsecured credit card which I try to pay off each month. Do you think I will be able to have Maurices credit card again?

Answered at

The Maurices credit card is a store credit card, and store credit cards do not usually require a perfect credit history. As a rule, average credit is quite good when you are applying for a store credit card. And since you have an active credit card with good payment history, that will increase your... Continue reading
I am currently interested in applying for the Bergner’s credit card, but my credit score is not very good. It used to be a lot worse, but I’ve slowly rebuilt it to a point where I think I might be ready to apply for a card like this one. Do you know what credit score I would be required to have if I want to be eligible for the Bergner’s card?

Answered at

Every credit issuer is different when it comes to determining what makes someone worthy of their card, so unfortunately, I have no way of determining what credit score you would be required to have to be eligible for the Bergner's card. Continue reading
I have had some credit hiccups in the past, my credit has improved but is still not good, I was considering applying for the Arvest Visa, can you tell me if you think I will be approved?

Answered at

I will assume you either have poor or fair credit. If you have poor credit you will probably not get approved for this card. Continue reading

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