Do I need to file bankruptcy?
Answered by Leo Zhu, at October 22, 2013
It is good if you evaluate all your options before filing the bankruptcy. Many creditors are willing to negotiate with their debtors. If you cannot do it by yourself, get help from specialists.
How much does it cost to get a card?
Answered by Leo Zhu, at October 10, 2013
It depends on the card you apply for. General credit cards do not usually charge an activation fee. If you apply for a secured credit card, you will need to put down a security deposit, which varies depending on the issuer, but is usually about $200. There also are shopping credit cards that may charge ...
Does it cost me to use the ATM?
Answered by Leo Zhu, at October 6, 2013
Yes. Even if the credit card issuer does not charge you a fee for ATM withdrawals, the ATM you use can charge you. Everything gets even worse when you use the ATM that does not belong to your bank or credit issuer’s ATM network: you will be charged two fees, by your creditor and by the ATM.
The issuers ...
How can I get my credit limit raised?
Answered by Leo Zhu, at October 2, 2013
If you have a credit card you can contact your credit card issuer and request a credit limit increase. If you want your credit limit to be increased, you should show responsible credit card use. There should not be any delays, late or skipped payments during at least six months.
Another way is to ...