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Can you use Walmart credit card everywhere? Not just at Walmart?

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Leo Zhu
The Walmart credit card is for in-store or online use only. It is not accepted outside Walmart location. The Walmart MasterCard can be used everywhere MasterCard cards are accepted. Continue reading
I love using eBay and PayPal and was considering the PayPal Extras credit card but the APR is really high for me because I rarely pay off the cards balance each month. Can you recommend me a credit card with lower APR but with similar rewards?

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You may like the Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points. The card will allow you to earn 1 point on all purchases and 2 points on restaurants and entertainment. Plus there is a sign up bonus of 20,000 points. You will receive it after spending $1,500 in card purchases within 3 months ... Continue reading
I do not see any Visa or MasterCard label on the Victoria’s Secret card, can I use it at other stores or gas stations?

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The Victoria’s Secret credit card is a shopping credit card which can only be used at Victoria’s Secret and Pink stores. You won’t be able to use this card anywhere else. Continue reading
What is the difference between Pink Angel Card and the Angel card?

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There is no difference between these two cards. The benefits are all the same and both cards can be used in catalogue, Victoria’s Secret and Pink stores. Continue reading
The items listed on my credit reports in the positive section of accounts reporting favorably will expire very soon due to the 7-year reporting limitation. Those accounts were all closed by me. What will happen to my credit score and my creditworthiness once that happens?

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If your current credit accounts are in good standing and your debt-to-credit ratio is low, your credit score won’t drop significantly. Length of credit history makes up only 15% of your credit score. The most important things are payment history (35%) and amounts owed (30%). If you always pay on time ... Continue reading
Can I use my Visa credit card to shop at Old Navy?

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You can use any credit card or debit card to pay for your purchases at Old Navy. Visa, MasterCard, American Express, Discover, JCB, and Diners Club International cards are accepted at all Old Navy stores and websites. Continue reading
Can I buy an eGiftCard using my Old Navy credit card?

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No. You can use your VISA, MasterCard, American Express, Discover card or PayPal to pay for an eGiftCard. Old Navy credit cards (as well as Gap credit cards and Banana Republic credit cards) are not accepted as payment for an eGiftCard purchase. Continue reading
Are loan consolidations a good idea to accompany a car loan?

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This can be a good idea if your loans have several payments due at different days of the month. By consolidating your loans you can raise your credit score and lower your monthly payments. If you want to consolidate your loans by applying for a balance transfer credit card, you should have at least fair ... Continue reading
Where can I earn rewards with my Old Navy store card?

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With your Old Navy card you can shop and earn rewards in stores or online at Gap, GapBody, babyGap, GapKids, Gap Maternity, Gap Outlet, Banana Republic, Banana Republic Factory Store, Old Navy, Piperlime or Athleta. You won’t earn rewards for purchases made at Intermix stores or intermixonline.com. Continue reading
How do I check my credit score?

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Everyone has the right to get one free credit report a year from each of the credit bureaus. Information about credit scores is not usually free though. Continue reading

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