What card can I apply for with excellent credit? - Good Credit FAQ

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » FAQs » Good Credit » What card can I apply for with excellent credit?

What card can I apply for with excellent credit?

Answered on
Add to Favorites:

Tags: , , ,

If your credit score is above 720, then your credit isn’t just good – it’s excellent. The very best credit cards are available to you, including:

  • Cards with VIP perks like concierge service
  • Cards with big sign-on bonuses
  • High-value rewards credit cards

You have excellent credit because you know how to manage your money, so consider this: a card with a high annual fee may actually be well worth the money. Some cards, like the American Express Platinum Card, have steep annual fees (that one is $450) but only people with the very highest credit scores can get them. If you’re wondering why you’d want to pay an annual fee, consider how valuable the credit card rewards are.

American Express Membership Rewards points can be transferred to your preferred frequent flyer program and used to get free flights, making them worth much more than the annual fee you pay. Their outstanding concierge service can save you time and hassle by making restaurant and hotel reservations, securing rental cars, and even shopping for last-minute gifts or helping with other errands. So consider a card with a high annual fee if you would like or need these kinds of services.

Bottom line – you can get interest-free purchases and balance transfers, big rewards, and bonuses with your excellent credit score. Shop around and find the perfect card – the choice is yours.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
For Excellent, Good Credit
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
All purchases automatically get you 1% cash back if you qualify, terms apply
For Good Credit

Other Questions in
Good Credit