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December 2024: Best Credit Cards for Excellent Credit History from Our Partners

What is excellent credit? It's when your spotless credit history with 800 and higher credit scores has made you eligible for the very best credit card deals out there, e.g. high limit credit cards for excellent credit. You can qualify for 0% APR on purchases or balance transfers; cash back on purchases, cash sign-up bonuses, or yearly cash back incentives - you can have any of these benefits or you can have them all.

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Apply for Discover it® Cash Back - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

Special Offer for Excellent Credit

BEST CHOICE OF December 2024

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.

our choice

Up to
5%
Cash Back
Max. Rewards:
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Rewards on everyday purchases:
1% unlimited cash back on all other purchases - automatically.
Redemption Options:
Redeem your rewards for cash at any time.
Match Rewards
at the End of Your First Year
Bonus Offer:
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR (15 months)
Intro APR on Balance Transfer:
0% Intro APR (15 months)
Regular APR:
18.49% - 27.49% Variable APR
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

More Loans & Credit Card Offers for Excellent Credit

Having excellent credit is like winning the jackpot: you can get access to credit cards for a 800+ credit score and all possible credit card perks. You can treat yourself to the best high end credit cards, credit cards with a great promo offer like a 0% intro APR or a sign-up bonus, or you can enjoy special complimentary services like concierge services, travel assistant, lounge access, travel insurance, access to your credit score, and some other unique credit card benefits that come beyond cash back or travel miles.

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Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee

our choice

Earn
20,000
Bonus ThankYou® Points
Bonus Offer:
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% (15 months)
Intro APR on Balance Transfer:
0% (15 months)
Regular APR:
17.99% - 27.99% (Variable)
Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
See Terms
Apply for Discover it® Miles - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 18.49% - 27.49% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Terms and conditions apply.

our choice

Match Rewards
at the End of Your First Year
Bonus Offer:
UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR (15 months)
Intro APR on Balance Transfer:
0% Intro APR (15 months)
Regular APR:
18.49% - 27.49% Variable APR
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
None the first time you pay late. After that, up to $41.
Apply for Citi Strata Premier℠ Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 4.4

  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

Earn
75,000
Bonus ThankYou® Points
Bonus Offer:
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1 Point per $1 spent on all other purchases
Max. Rewards:
Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Rewards expiration:
No expiration and no limit to the amount of points you can earn with this card
0%
Foreign Transaction Fee
Foreign Transaction Fee:
0%
Annual Fee:
$95
Late Payment Fee:
See Terms
Apply for Capital One VentureOne Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies

our choice

Earn
20,000
Bonus Miles
Bonus Offer:
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
5X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases:
Earn unlimited 1.25X miles on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earn
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
Up to $40

our choice

Rating 5.0

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Rates & Fees

our choice

$200
Cash Rewards Bonus
Bonus Offer:
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Rewards:
Earn unlimited 2% cash rewards on purchases.
Unlimited
2%
Cash Rewards
Max. Rewards:
Earn unlimited 2% cash rewards on purchases.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer:
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR:
19.49%, 24.49%, or 29.49% Variable APR
Apply for Citi Custom Cash<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

our choice

Up to
5%
Cash Back
Max. Rewards:
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
$200
Cash Back Bonus
Bonus Offer:
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Redemption Options:
Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ
Rewards expiration:
Your rewards will never expire as long as your account remains open.µ
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% (15 months)
Intro APR on Balance Transfer:
0% (15 months)
Regular APR:
18.49% - 28.49% (Variable)
Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Apply for Capital One Venture Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs

our choice

Earn
75,000
Bonus Miles
Bonus Offer:
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
TSA PreCheck®
Benefits
Global Entry/TSA Pre Credit:
Receive up to a $120 credit for Global Entry or TSA PreCheck®
5X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases:
Earn unlimited 2X miles on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earn

our choice

Rating 4.3

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99% or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
  • $0 annual fee.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Rates & Fees

our choice

0%
Intro APR on Purchases
Intro APR:
0% intro APR for 21 months from account opening
Regular APR:
17.49%, 23.99% or 29.24% Variable APR
Annual Fee:
$0
0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR:
17.49%, 23.99% or 29.24% Variable APR
Balance Transfer Fee:
5%, min: $5
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Review terms
Apply for Citi Double Cash<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good, Fair Credit

our choice

Rating 4.5

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

our choice

$200
Cash Back Bonus
Bonus Offer:
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Up to
5%
Cash Back
Max. Rewards:
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
0% (18 months)
Regular APR:
18.49% - 28.49% (Variable)
Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

our choice

Rating 4.7

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 19.49%, 24.49%, or 29.49% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Rates & Fees

our choice

Earn
20,000
Bonus Points
Bonus Offer:
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1X points on other purchases.
Max. Rewards:
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
Rewards expiration:
Rewards don't expire as long as the account is open
0%
Intro APR on Purchases
Intro APR:
0% intro APR for 12 months from account opening
Regular APR:
19.49%, 24.49%, or 29.49% Variable APR
Annual Fee:
$0

our choice

Rating 4.4

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
  • Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
  • $95 Annual Fee.
  • Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
  • Earn a $50 annual statement credit with $50 minimum airline purchase.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Rates & Fees

our choice

Earn
60,000
Bonus Points
Bonus Offer:
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Up to
5X
Unlimited Points
Max. Rewards:
Earn unlimited 5X points on hotels
Rewards on Everyday Purchases:
Earn unlimited 1X points on other purchases
Rewards Expiration:
Rewards don't expire as long as the account is open
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95
Late Payment Fee:
Review terms

our choice

Rating 4.7

  • Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
  • Or, receive up to 24-months special financing** on qualifying purchases.
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
  • No annual fee^^
  • Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
  • Shop seamlessly and track your Reward Dollars*, manage your account, and more with the Crate & Barrel mobile app
  • Enjoy Mastercard member benefits like Mastercard ID Theft Protection™ , Mastercard Travel & Lifestyle Services, and Mastercard Global Service™^
  • When you apply, you will first be considered for the Crate & Barrel Mastercard, if you do not qualify for the Crate & Barrel Mastercard you will then be considered for the Crate & Barrel Credit Card
  • */**/^^/^Learn More about the Crate & Barrel credit card

our choice

Earn Up to
10%
back in Reward Dollars
Rewards:
  • Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
See terms
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
Max. Rewards:
Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
Rewards expiration:
Apply for Capital One Venture X Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Excellent Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®

our choice

Earn
75,000
Bonus Miles
Bonus Offer:
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
10X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Rewards on Everyday Purchases:
2X Miles per dollar on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earnµ
Access to
1,300+
Lounges
Lounge Access:
Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
Apply for One Key™ Card - Credit-Land.com APPLY NOW

Excellent/Good Credit

our choice

Rating 4.5

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
  • Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases.
  • $0 annual fee.
  • Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
  • No foreign transaction fees.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Rates & Fees

our choice

Earn
$300
in OneKeyCash
Bonus Offer:
Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn
3%
in OneKeyCash
Rewards on Brand Purchases:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo.
Max. Rewards:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.
Rewards on Everyday Purchases:
Earn 1.5% in OneKeyCash on other purchases.
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
Refer to Important Credit Terms
Apply for Chase Freedom Unlimited<sup>®</sup> - Credit-Land.com APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

our choice

Up to
$300
Cash Back
Bonus Offer:
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR on Purchases for 15 months
Intro APR on Balance Transfer:
0% Intro APR on Balance Transfers for 15 months
Regular APR:
19.74% - 28.49% Variable
Balance Transfer Fee:
Either $5 or 5% of the amount of each transfer, whichever is greater.
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $40
Apply for One Key+™ Card - Credit-Land.com APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
  • Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
  • $99 annual fee.
  • Get Automatic Gold tier in the One Key rewards program with savings of 20% or more with Gold Member Prices on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year.
  • Get $100 in OneKeyCash each year upon your cardholder anniversary.
  • Receive one statement credit up to $120 for Global Entry® or TSA PreCheck®
  • No foreign transaction fees.
  • Rates & Fees

our choice

Earn
$400
in OneKeyCash
Bonus Offer:
Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn
3%
in OneKeyCash
Rewards on Brand Purchases:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
Max. Rewards:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.
Rewards on Everyday Purchases:
Earn 2% in OneKeyCash on other purchases.
TSA PreCheck
Privileges
Global Entry/TSA Pre Credit:
Receive one statement credit up to $120 for Global Entry® or TSA PreCheck®
Apply for United Gateway<sup>&#8480;</sup> Card - Credit-Land.com APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • Limited-time Offer: Earn 30,000 bonus miles
  • No annual fee
  • 2x miles on United® purchases
  • 2x miles at gas stations
  • 2x miles on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC

our choice

Earn
30,000
Bonus Miles
Bonus Offer:
Limited-time Offer: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Rewards
Rewards:
2x miles on United® purchases, at gas stations, and on local transit and commuting. 1x mile on all other purchases.
0%
Intro APR on Purchases
Intro APR:
0% Intro APR on Purchases for 12 months
Regular APR:
21.24% - 28.24% Variable
Annual Fee:
$0
Apply for Discover it® Chrome - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 18.49% to 27.49% Standard Variable APR applies, based on credit worthiness.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.

our choice

Up to
2%
Cash Back
Max. Rewards:
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically
Rewards on everyday purchases:
1% unlimited cash back on all other purchases - automatically.
Redemption Options:
Redeem your rewards for cash at any time.
Match Rewards
at the End of Your First Year
Bonus Offer:
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR (6 months)
Intro APR on Balance Transfer:
0% Intro APR (18 months)
Regular APR:
18.49% - 27.49% Variable APR
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Apply for United<sup>&#8480;</sup> Explorer Card - Credit-Land.com APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 4.4

  • Limited-time Offer: Earn 60,000 bonus miles
  • $0 introductory annual fee for the first year, then $95.
  • 2x miles on United® purchases, dining, and hotel stays
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
  • Member FDIC

our choice

Earn
60,000
Bonus Miles
Bonus Offer:
Limited-time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Rewards
Rewards:
2x miles on United® purchases, dining, and hotel stays. 1x mile on all other purchases
TSA PreCheck
Privileges
Global Entry/TSA Pre Credit:
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

our choice

Rating 4.7

  • Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
  • Or, receive up to 24-months special financing** on qualifying purchases.
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
  • No annual fee^^
  • Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
  • Shop seamlessly and track your Reward Dollars*, manage your account, and more with the CB2 mobile app
  • Enjoy Mastercard member benefits like Mastercard ID Theft Protection™ , Mastercard Travel & Lifestyle Services, and Mastercard Global Service™^
  • When you apply, you will first be considered for the CB2 Mastercard, if you do not qualify for the CB2 Mastercard you will then be considered for the CB2 Credit Card
  • */**/^^/^Learn More about the CB2 credit card

our choice

Earn Up to
10%
back in Reward Dollars
Rewards:
  • Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $41
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
Max. Rewards:
Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
Rewards expiration:
Apply for United Club<sup>&#8480;</sup> Infinite Card - Credit-Land.com APPLY NOW

on Chase's secure website

Excellent Credit

our choice

Rating 4.4

  • Limited-time Offer: Earn 90,000 bonus miles
  • 4x miles on United® purchases
  • 2x miles on all other travel and dining
  • 1x mile on all other purchases
  • United Club membership - up to $650 value per year
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
  • Member FDIC

our choice

Earn
90,000
Bonus Miles
Bonus Offer:
Limited-time Offer: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Rewards
Rewards:
4x miles on United® purchases, 2x miles on all other travel and dining and 1x mile on all other purchases.
Checked Bags & Premier Access®
Travel Benefits:
Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services

our choice

Rating 4.5

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels® properties. Additional fees may apply.
  • Earn 5X points on stays at participating Choice Hotels® properties.
  • Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
  • $0 annual fee.
  • Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
  • No foreign transaction fee.
  • Rates & Fees

our choice

Earn
40,000
Bonus Points
Bonus Offer:
Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels® properties. Additional fees may apply.
5X
Points on Stays
at Choice Hotels
Max. Rewards:
Earn 5X points on stays at participating Choice Hotels® properties.
Rewards on Everyday Purchases:
Earn 1X points on other purchases.
Rewards Expiration:
Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.µ
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
Review terms
Apply for PayPal Cashback Mastercard® - Credit-Land.com APPLY NOW

Excellent / Good / Fair Credit

our choice

Rating 3.8

  • Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.272
  • Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
  • Earn 1.5% cash back everywhere else Mastercard is accepted.
  • Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
  • The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
  • The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.

our choice

Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Rewards on Everyday Purchases:
Earn 1.5% cash back everywhere else Mastercard is accepted.
$0
Annual Fee
Annual Fee:
None272
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $40.00
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1.5% cash back everywhere else Mastercard is accepted.
Max. Rewards:
Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Rewards expiration:
Cash Rewards earned do not expire although they may be forfeited in accordance with the rewards terms.
Apply for Rocket Visa Signature<sup>®</sup> Card - Credit-Land.com APPLY NOW

Excellent/Good Credit
This offer is not available in U.S. Territories.

our choice

Rating 4.1

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

our choice

Get a
$200
Statement Credit
Bonus Offer:
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Earn More
on Your
Daily Spending
Rewards on Everyday Purchases:
Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
Redemption Options:
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Expiration:
So long as your Rocket Visa Signature Card remains in good standing, your Points never expire.
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Late Payment Fee:
Up to $25
Apply for United Quest<sup>&#8480;</sup> Card - Credit-Land.com APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 4.4

  • Limited-time Offer: Earn 70,000 bonus miles and 500 PQP
  • 3x miles on United® purchases
  • 2x miles on all other travel, dining, and select streaming services
  • 1x mile on all other purchases
  • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply)
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding
  • Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
  • Member FDIC

our choice

Earn
70,000
Bonus Miles
Bonus Offer:
Limited-time Offer: Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Rewards
Rewards:
3x miles on United® purchases. 2x miles on dining, select streaming services & all other travel. 1x mile on all other purchases. Plus, each year, receive up to a $125 United® purchase credit and up to 10,000 miles in award flight credits (terms apply) and earn up to 6,000 Premier qualifying points.
Checked Bags & Priority Boarding
Travel Benefits:
Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding

our choice

Rating 4.4

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.
  • Earn 10X points on stays at participating Choice Hotels® properties.
  • Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
  • $95 annual fee.
  • Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
  • No foreign transaction fee.
  • Rates & Fees

our choice

Earn
60,000
Bonus Points
Bonus Offer:
Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.
10X
Points on Stays
at Choice Hotels
Max. Rewards:
Earn 10X points on stays at participating Choice Hotels® properties.
Rewards on Everyday Purchases:
Earn 1X points on other purchases.
Rewards Expiration:
Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.µ
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95
Late Payment Fee:
Review terms

our choice

Rating 4.4

  • Designed for businesses
  • For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • No Foreign Transaction Fees

our choice

Earn
75,000
Bonus AAdvantage® miles
Bonus Offer:
For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
Earn
2X
AAdvantage® Miles
Max. Rewards:
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Rewards on Everyday Purchases:
Earn 1 AAdvantage® mile per $1 spent on other purchases
Rewards Expiration:
Miles will not expire if you earn or redeem miles once every 24 monthsµ
0%
Foreign Transaction Fee
Foreign Transaction Fee:
0%
Annual Fee:
$99, waived for first 12 months
Late Payment Fee:
See Terms

our choice

Rating 4.5

  • Save an average of 5% by spending less time and money across your entire business298.
  • A charge card powered by the Visa network.
  • No fees of any kind.
  • Accepted at millions of retailers all over the world, with built-in fraud protections and benefits.
  • Unlimited physical and virtual cards, available instantly, accepted everywhere.
  • Control spending like never before with the ability to fine-tune each card’s limits by amount, time, or category.
  • Ramp is the finance automation platform designed to save you time and money.

our choice

0%
APR on Purchases
Annual Fee:
$0
Regular APR:
0%
Late Payment Fee:
See terms
$0
Annual Fee
Annual Fee:
$0
Regular APR:
0%
Balance Transfer Fee:
N/A
Late Payment Fee:
See terms
5%
Average Savings
Savings: