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June 2023: Best Credit Cards for Excellent Credit History from Our Partners

What is excellent credit? It's when your spotless credit history with 750 and higher credit scores has made you eligible for the very best credit card deals out there, e.g. high limit credit cards for excellent credit. You can qualify for 0% APR on purchases or balance transfers; cash back on purchases, cash sign-up bonuses, or yearly cash back incentives - you can have any of these benefits or you can have them all.

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Apply for Discover it® Cash Back - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

Special Offer for Excellent Credit

BEST CHOICE OF June 2023

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
16.99% - 27.99% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

More Loans & Credit Card Offers for Excellent Credit

Having excellent credit is like winning the jackpot: you can get access to credit cards for a 750+ credit score and all possible credit card perks. You can treat yourself to the best high end credit cards, credit cards with a great promo offer like a 0% intro APR or a sign-up bonus, or you can enjoy special complimentary services like concierge services, travel assistant, lounge access, travel insurance, access to your credit score, and some other unique credit card benefits that come beyond cash back or travel miles.

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Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
18.49% - 28.49% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com

    Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
18.49% - 28.49% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Annual Fee: $0

25,000 ThankYou® Points

Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com

Rewards

Earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Apply for Wells Fargo Reflect<sup>®</sup> Card - Credit-Land.com

Rating 4.3

APPLY NOW

Excellent/Good Credit

our choice

Intro APR on Purchases
0% intro APR for 21 months from account opening
Intro APR on Balance Transfer
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR
17.99% - 29.99% variable APR
Balance Transfer Fee
5%; min: $5
Annual Fee
$0
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.99% to 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
  • $0 Annual Fee
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • Rates & Fees

our choice

Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro APR for 21 months from account opening

Intro APR on Balance Transfers:
0% intro APR for 21 months from account opening on qualifying balance transfers

Ongoing APR:
17.99% - 29.99% variable APR

Balance Transfer Fee:
5%; min: $5

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Discover it® Miles - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
16.99% - 27.99% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • Redeem Miles to pay any part of your monthly bill, including your minimum payment.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • 0% intro APR for 15 months on purchases. Then 16.99% - 27.99% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Click through to Discover’s website to see terms and conditions.

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
16.99% - 27.99% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Annual Fee: $0

Rewards Bonus

UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Rewards

Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Apply for Wells Fargo Active Cash<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

Excellent/Good Credit

our choice

Intro APR on Purchases
0% intro APR for 15 months from account opening
Intro APR on Balance Transfer
0% intro APR for 15 months from account opening on qualifying balance transfers
Regular APR
19.99%, 24.99%, or 29.99% variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.99%, 24.99%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • Rates & Fees

our choice

Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro APR for 15 months from account opening

Intro APR on Balance Transfers:
0% intro APR for 15 months from account opening on qualifying balance transfers

Ongoing APR:
19.99%, 24.99%, or 29.99% variable APR

Balance Transfer Fee:
3% for 120 days from account opening, then up to 5%; min: $5

Annual Fee: $0

$200 Cash Rewards

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Rewards

Earn unlimited 2% cash rewards on purchases

Apply for Capital One Venture Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.74% - 28.74% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$95
  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

our choice

75,000 Miles

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Earn unlimited 2X miles on every purchase, every day

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Apply for Citi Premier<sup>®</sup> Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99% - 28.99% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

    Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

60,000 ThankYou® Points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Rewards

Earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 1 Point per $1 spent on all other purchases

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for My GM Rewards Card™ - Credit-Land.com

Rating 4.6

APPLY NOW

on Goldman Sachs' secure website

Excellent/Good/660+ Credit

our choice

Intro APR on Purchases
0% (12 Months)
Intro APR on Balance Transfer
N/A
Regular APR
19.99% to 29.99% variable purchase APR based on creditworthiness. Rates as of 6/1/2023
Balance Transfer Fee
N/A
Annual Fee
None
  • Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
  • Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
  • Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
  • Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
  • Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 19.99% to 29.99%
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
  • Terms Apply. Subject to credit approval

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (12 Months)

Ongoing APR on Purchases:
19.99% to 29.99% variable purchase APR based on creditworthiness. Rates as of 6/1/2023

Annual Fee: None

15,000 points

Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM

Rewards

Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open

Apply for Wells Fargo Autograph℠ Card - Credit-Land.com

Rating 4.7

APPLY NOW

Excellent/Good Credit

our choice

Intro APR on Purchases
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer
N/A
Regular APR
19.99%, 24.99%, or 29.99% variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months from account opening on purchases. 19.99%, 24.99%, or 29.99% variable APR thereafter
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Select “Apply Now” to learn more about the product features, terms and conditions.
  • Rates & Fees

our choice

Intro APR on Purchases

Intro APR on Purchases:
0% intro APR for 12 months from account opening

Ongoing APR on Purchases:
19.99%, 24.99%, or 29.99% variable APR

Annual Fee: $0

20,000 Points

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value

Rewards

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases

Apply for Capital One VentureOne Rewards Credit Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% intro on purchases (for 15 months)
Intro APR on Balance Transfer
0% intro on balance transfers (for 15 months)
Regular APR
19.74% - 29.74% (Variable)
Balance Transfer Fee
3%
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro on purchases (for 15 months)

Intro APR on Balance Transfers:
0% intro on balance transfers (for 15 months)

Ongoing APR:
19.74% - 29.74% (Variable)

Balance Transfer Fee:
3%

Annual Fee: $0

20,000 Miles

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Rewards

Earn unlimited 1.25X miles on every purchase, every day

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Apply for First Tech Platinum Rewards Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.5

APPLY NOW

on First Tech's secure website

Excellent/Good/Fair Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular APR
12.99% - 18.00% Variable APR
Balance Transfer Fee
None
Annual Fee
None
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days

Ongoing APR on Balance Transfers:
12.99% - 18.00% Variable APR

Balance Transfer Fee:
None

Annual Fee: None

10,000 Points

Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days

Rewards

Earn 1 point for every $1 spent on everyday purchases

Apply for Discover it® Balance Transfer - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (6 months)
Intro APR on Balance Transfer
0% Intro APR (18 months)
Regular APR
16.99% - 27.99% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Every $1 you earn in cash back is $1 you can redeem.
  • No annual fee.
  • Click through to Discover’s website to see terms and conditions.

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (6 months)

Intro APR on Balance Transfers:
0% Intro APR (18 months)

Ongoing APR:
16.99% - 27.99% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (12 months on balance transfers made in the first 90 days after account opening)
Regular APR
17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$0
  • Earn Cash Back for Everyday Purchases
  • No Caps. No Limits. No Gimmicks.
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members
  • 1.5% Cash Back on all purchases made with your card
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (12 months on balance transfers made in the first 90 days after account opening)

Ongoing APR on Balance Transfers:
17.99% on balance transfers

Balance Transfer Fee:
3% fee applies to each transfer

Annual Fee: $0

Rewards Bonus

$100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days

Rewards

Earn Cash Back for Everyday Purchases

2% Cash Back on all purchases for PenFed Honors Advantage Members

1.5% Cash Back on all purchases made with your card

Apply for Capital One Venture X Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

Excellent Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
21.74% - 28.74% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$395
  • Click "APPLY ONLINE" to apply now
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available

our choice

75,000 Miles

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Rewards

Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options

Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel

Earn unlimited 2X miles on all other purchases

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Apply for Citi Custom Cash<sup>&#x2120;</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
18.99% - 28.99% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
18.99% - 28.99% (Variable)

Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Annual Fee: $0

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

Apply for Citi<sup>®</sup> Double Cash Card – 18 month BT offer - Credit-Land.com

Rating 4.5

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (18 months)
Regular APR
18.99% - 28.99% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (18 months)

Ongoing APR on Balance Transfers:
18.99% - 28.99% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Annual Fee: $0

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Reporting to the Major Consumer Reporting Agencies

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening. Read more
Regular APR
17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$0
  • Get Rewarded on Everyday Purchases
  • 5x Points on gas paid at the pump and EV charging stations
  • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
  • 1x Points on all other purchases
  • 15,000 Bonus Points when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening. Read more

Ongoing APR on Balance Transfers:
17.99% on balance transfers

Balance Transfer Fee:
3% fee applies to each transfer

Annual Fee: $0

15,000 Points

15,000 Bonus Points when you spend $1,500 in first 90 days

Rewards

5x Points on gas paid at the pump and EV charging stations

3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services

1x Points on all other purchases

Apply for First Tech Choice Rewards World Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.5

APPLY NOW

on First Tech's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular APR
13.25% - 18.00% Variable APR
Balance Transfer Fee
None
Annual Fee
None
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days

Ongoing APR on Balance Transfers:
13.25% - 18.00% Variable APR

Balance Transfer Fee:
None

Annual Fee: None

20,000 Points

Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days

Rewards

Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (12 months on balance transfers made in the first 90 days after account opening)
Regular APR
17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$95
  • Earn more everywhere you go!
  • 50,000 Bonus Points when you spend $3000 in the first 90 days
  • Up to $799 total Travel value
  • 4X Points on all Travel categories for PenFed Honors Advantage Members
  • 3X Points on all Travel categories
  • 1.5X Points on all other purchases
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $95 (waived for existing PenFed Honors Advantage Members)
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (12 months on balance transfers made in the first 90 days after account opening)

Ongoing APR on Balance Transfers:
17.99% on balance transfers

Balance Transfer Fee:
3% fee applies to each transfer

50,000 Points

50,000 Bonus Points when you spend $3000 in the first 90 days

Rewards

4X Points on all Travel categories for PenFed Honors Advantage Members

3X Points on all Travel categories

1.5X Points on all other purchases

Foreign Transaction Fee: None

Apply for Discover it® chrome - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
16.99% - 27.99% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Every $1 you earn in cash back is $1 you can redeem.
  • Get a 0% intro APR for 15 months on purchases. Then 16.99% - 27.99% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click through to Discover’s website to see terms and conditions.

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
16.99% - 27.99% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Rewards

Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Apply for Gold Visa® Card - Credit-Land.com

Rating 4.3

APPLY NOW

Good/Excellent Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (15 months on balance transfers made in the first 90 days after account opening)
Regular APR
16.99% to 17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$0
  • Our Lowest-Rate Card
  • Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
  • LOW APR on all purchases
  • 0% Introductory APR on purchases made the first 15 months after account opening. After that, the APR for any unpaid purchase balance and any new purchases will be 16.99% to 17.99% based on your creditworthiness and will vary with the market based on the prime rate. 0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 16.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (15 months on balance transfers made in the first 90 days after account opening)

Ongoing APR on Balance Transfers:
17.99% on balance transfers

Balance Transfer Fee:
3% fee applies to each transfer

Annual Fee: $0

Foreign Transaction Fee: None

Reporting to the Major Consumer Reporting Agencies

Apply for Upgrade Bitcoin Rewards Visa - Credit-Land.com

Rating 4.0

APPLY NOW

Excellent, Good, Fair, Average Credit
This offer is not available in HI, IA, NH, WV, WI, DC.

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
14.99% - 29.99%
Balance Transfer Fee
Up to 5%
Annual Fee
$0
  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**
  • Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
  • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
  • No annual fee
  • Get pre-approved in seconds with no impact to your credit score
  • Pay with your phone or device by using Apple Pay™ or Google Pay™
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

our choice

Annual Fee: $0

Rewards Bonus

$200 bonus after opening a Rewards Checking account and making 3 debit card transactions**

Rewards

Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases

The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin

Reporting to the Major Consumer Reporting Agencies

Apply for The Owner’s Rewards Card by M1 - Credit-Land.com

Rating 3.9

APPLY NOW

Excellent/Good Credit
This offer is not available in U.S. Territories.

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99% - 29.99% APR
Balance Transfer Fee
N/A
Annual Fee
$0
  • Earn cash back on everyday purchases with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.
  • Get a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus.
  • Use M1 automation to easily reinvest your rewards for long-term impact.
  • Integrate even more of your financial life in one place, while M1 helps you grow your wealth with everyday transactions.
  • Visa Signature® benefits including Zero Liability, exclusive experiences, and more.
  • The credit card for investors is here. Invest when you spend and build your wealth with everyday transactions.
  • There is no annual fee.
  • Your first three months of M1 Plus is free.* Get exclusive features and discounts to help you build your wealth.

our choice

Annual Fee: $0

Rewards

Earn cash back on everyday purchases with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.

Get a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus.

Foreign Transaction Fee: $0

Reporting to the Major Consumer Reporting Agencies

Apply for GM Business Card™ - Credit-Land.com

Rating 4.8

APPLY NOW

on Goldman Sachs' secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% (12 Months)
Intro APR on Balance Transfer
N/A
Regular APR
18.99% to 28.99% variable purchase APR based on creditworthiness. Rates as of 6/1/2023
Balance Transfer Fee
N/A
Annual Fee
None
  • Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac
  • Get $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months
  • 5% in Earnings on eligible GM dealership parts, accessories or service purchases
  • 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases
  • No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply
  • 0% Intro APR on purchases for the first 12 months, variable of 18.99% to 28.99% APR after
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
  • Terms & Limitations Apply. Subject to credit approval

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (12 Months)

Ongoing APR on Purchases:
18.99% to 28.99% variable purchase APR based on creditworthiness. Rates as of 6/1/2023

Annual Fee: None

$750 earnings

Get $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months

Rewards

5% in Earnings on eligible GM dealership parts, accessories or service purchases

3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases

Apply for CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.4

APPLY NOW

on Citi's secure website

Excellent Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99% - 29.99% (Variable)
Balance Transfer Fee
N/A
Annual Fee
$99, waived for first 12 months
  • Designed for businesses
  • Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • No Foreign Transaction Fees

our choice

65,000 AAdvantage® miles

Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Rewards

Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations

Earn 1 AAdvantage® mile per $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for Ramp Visa Corporate Card - Credit-Land.com

Rating 4.5

APPLY NOW

Excellent / Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Balance Transfer Fee
N/A
Annual Fee
$0
  • Unlimited 1.5% cash back.
  • A charge card powered by the Visa network.
  • No fees of any kind.
  • Accepted at millions of retailers all over the world, with built-in fraud protections and benefits.
  • Unlimited physical and virtual cards, available instantly, accepted everywhere.
  • Control spending like never before with the ability to fine-tune each card’s limits by amount, time, or category.
  • Ramp is the finance automation platform designed to save you time and money.

our choice

Rewards

Unlimited 1.5% cash back.

Foreign Transaction Fee: None

Unsecured Credit Card

Build Credit

SHOW MORE CARDS

Our Choice: Personal Loan for Excellent Credit

Apply for SoFi - Credit-Land.com

Rating 5.0

APPLY NOW

Excellent / Good Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$5,000
Minimum Income Required
$5,000
Minimum Age of a Borrower
18
  • Loans between $5k - $100k, state restrictions apply1
  • Fixed rates starting at 8.99% APR (with AutoPay)2
  • 2, 3, 4, 5, 6, or 7 year repayment terms
  • No origination fees required, no prepayment penalties
  • Personal loans can be used for a variety of reasons, like paying off credit card debt, investing in home improvements, taking a special vacation, or wedding expenses

our choice

Instant Response

No Credit Check

Loans up to $100,000

Apply for Capital One Venture Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

GREAT REWARDS OFFER
of June 2023

  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
See more details

questionsABOUT
CREDIT CARDS

What card can I apply for with excellent credit?

If your credit score is above 750†, then your credit isn't just good - it's excellent. The very best credit cards for more than 750† credit score are available to you, including: Cards with VIP perks like...

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I have an excellent credit score that I've worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a...