Best Rewards Credit Cards from our partners

Many rewards credit cards come with sign-up bonuses. If you are after such one-time offers, then keep in mind the following. Not everyone is eligible for a sign-up bonus, so make sure you can get it before you apply. Also, sign-up offers come with specific requirements which you should fulfill to qualify. That is usually spending requirements so check them out as well.

And finally, it takes time to get your bonus once you qualify (6-8 weeks on average). If you are planning a trip and want to pay for your airline tickets or a hotel room using that bonus, make sure it will post to your rewards account on time.

Earning rewards for purchases you usually make is a good way to save. To reap most benefits from your rewards credit card, choose the one that fits your needs and then use it wisely. Main types of rewards programs are point rewards, cash back, dining rewards, hotel and travel rewards.

The rewards credit card that meets your needs is the one that will earn you the highest rebates in categories or places you usually shop at the most. So, think where you usually shop and choose rewards accordingly.

In addition to the rewards, look for cards with no annual fee, 0% or low intro APR and a low ongoing interest rate that will apply after the promo period is over. High annual fee or high interest can eat all rewards yo've managed to earn.

And the last, but not the least important thing is you should understand redemption rules and limitations of the credit card rewards program you choose. The best rewards program should be easy to comprehend, have no caps, expiration dates, or other restrictions. If there are expiration dates, limits or other restrictions, make sure you know about them and understand when and how they apply. Remember having a rewards credit card with rewards you cannot redeem is a waste of time and money.