How to get a credit card without any kind of credit history
Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Research » Guides » Building Credit History » How to get a credit card without any kind of credit history

How to get a credit card without any kind of credit history

Add to Favorites:

There are many people out there that don't have any kind of credit history to offer. For such individuals getting a credit card might be quite challenging. Hence, there is a need to get credit card if you are one of those people with no credit history. Today, financial institutions are opening their doors for such cases and making it possible to own credit cards even without any kind of history to offer. It is not really that tough to get a credit card, with people going in for this on a fairly regular basis, with or without credit history.

Applying for the right kind of cards

One of the solutions that you can probably perceive is to apply for the right kind of cards. If you are afraid of being rejected by going in for the wrong kind of cards, then you should take action and apply for the right kind of cards that are made for individuals of your category. Many foreign nationals and international students go in for these cards because they have a better chance of getting approve than with other kinds of cards.

Opting for a higher rate of interest

Another solution would probably be to go in for cards that are offered at higher rates of interest. In this manner, you can be surer of being approved than going in for cards which have very low rate of interest that is generally harder to obtain. Many banks are quite desperate to ensure that they have a decent number of customers banking with them, which is why they are willing to take on customers at higher rates of interest that reject them outright. You might just be one of the lucky ones that might fall under this category and can therefore take advantage of it.

Hence, if you are one of those people with no credit history, you don't have reason to despair. It is quite easy to get a credit card suited to your name and not have to worry about whether or not you will be approved for these cards. In a number of ways, having credit cards is highly recommended and you can be sure of getting a decent credit history with the right kind of credit card and shifting to a credit card with better terms and conditions. In the long run, this is surely something that you would want to have on your side.

Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Related Research:

How to Get Free Wi-Fi in the Air

By Herbert Moore, Posted: September 28, 2016

Sometimes in-flight Wi-Fi is the bare necessity when you travel abroad or within the country. However not all airlines offer free in-flight Wi-Fi. There is only a couple of airlines that will allow you to use Wi-Fi ... Continue reading

Amazon Credit Cards Review

By Allison Martin, Posted: May 30, 2016

When was launched 20 years ago, few could have envisioned how far the company would come. What was once an online specialty bookstore is now an Internet juggernaut that sells nearly anything and has made major inroads into ... Continue reading

How Much Do Shell Cards Really Save on Gas?

By Allison Martin, Posted: April 20, 2016

There is an endless amount of gas cards on the market, and practically every major gas station, including Shell, has options to choose from. In fact, Shell offers two options for gas cards for consumers. Continue reading