|ANNUAL FEE:||See Terms|
|APPLICATION PROCESSING FEE:||See Terms|
|APPLICATION PROCESSING FEE:||$0|
|APPLICATION PROCESSING FEE:||See Terms|
|APPLICATION PROCESSING FEE:||None|
|Annual Fee||$0 - $99|
|Application Processing Fee||See terms|
|Regular APR||15.65% - 24.15% Variable|
|Reporting Credit Bureaus||Yes|
Bad credit history is an upset thing to say the least. But still you have an opportunity to improve it. The banks can give you a chance to build your credit rating by offering you different cards. If you have a fair credit history you can apply for credit cards for poor credit. And of course there are limited credit cards for no or limited credit. These cards are ideal for starting up or improving your credit score. Of course these cards have rather low credit limit but if you manage your credit wisely, it can be increased.
Bad credit is not as bad as bankruptcy. If you filed for bankruptcy, it'll be hard to start all over again. But this situation can appear to be a fresh start. It means that you can freely apply for secured credit cards for bad credit and start gaining credit score rating from the beginning. After a while, as you run your credit carefully, you could apply for a limited credit card for poor credit.
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If you ask yourself whether you can get a credit card with bad credit or not? The answer is: "Yes!" There are banks that will offer you their cards and it is not necessary to wait. Today you can get pre-approval, guaranteed approval or even instant approval. Some banks can give you an instant approval within 60 secs (such an instant response on your online application). Be sure that even with bad credit history you are eligible and fit for an instant online approval.
Sometimes banks estimate your credit ability beforehand (just think about what you've been recently filling up). They pre-approve you and thus you are getting quite an easy credit. This is possible not only for clients with good or excellent credit history. If you have subprime credit, bank can offer you poor credit credit cards or other cards with pre-approving.
If you have any question on a credit cards for people with bad credit (and not only) or something is not quite clear to you, feel free to ask our credit experts or just scroll through the previous questions.
Visa credit cards for bad credit give you big opportunities as they are accepted in most countries and in every ATM you stumble across. These cards will surely provide you with perfect services irrespectively of your credit history.
MasterCard are other popular credit cards. They are also wildly accepted and provide their holders perfect services. Any MasterCard card can respond to multiple clients needs even if they have limited or bad credit.
How to get a credit card with bad credit from Visa and MasterCard? Just look over their products on CreditLand. Both companies issue some of the best credit cards for bad credit. Choose the product that fits your needs and apply online.
Credit bureaus gather the information about your current and previous credits, payments and late payments which constitute your credit score rating. As all data about your credits gathered in one place you can't avoid having a bad credit history, if you delay your payments or have debts. Every delay would negatively affect your credit score.
Along with your application form lenders check your credit history. It is represented as a number - credit score - in a Credit Report. To check credit history report you can request a credit bureau (e.g. Equifax, Experian and TransUnion). This request can be made once a year for free or more than once a year but for money.Find Out Your Credit Score
If you have no or bad credit history there's a chance to build or rebuild it. For this purpose card issuers offer secured, unsecured and prepaid credit cards. These cards are issued especially for people with bad credit. Such credit card offers for a bad credit will help you to improve or gain your credit score in a faster and secure way.
There are three types of credit cards for bad credit history: prepaid, unsecured and secured cards.