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Credit Card Applications for People with Bad Credit

Find the Right Credit Card for Bad Credit History
Credit card for bad credit is a nice chance to improve your bad credit history and gain a credit rating. With bad credit you can still find online applications. Choose the best card for you and apply online.
Horizon Card Services
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  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
APR: 0.00%
ANNUAL FEE: See terms
ACTIVATION FEE: $29.95
Tronix Country
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  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.78
APR: 0.0%
ANNUAL FEE: $49
ACTIVATION FEE: $29.99
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  • Build credit with responsible use with no processing or application fees.
  • Regular reporting to the 3 major credit bureaus.
  • Your security deposit can get you a line up to $3,000.
APR: 22.9% (V)
ANNUAL FEE: $29
ACTIVATION FEE: See terms
or call     (866) 554-0808
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  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
ACTIVATION FEE: see site
CREDIT CHECK: No
BUILD CREDIT: No
More Offers for BAD CREDIT! Apply Here!
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Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
No Annual Fee Summary of Offer Features:
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
Card Features:
Annual Fee$0
Activation Fee$0
Regular APR24.90%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • No Annual Fees.
  • No Application Fees.
  • No Over Limit Fees.
  • Quick approval.
  • Credit is available as soon as you´re approved.

  • This Offer is aimed to use exclusively at Fingerhut.com.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
Guaranteed Approval Summary of Offer Features:
  • $500 Limit.
  • Guaranteed Approval.70
  • No Credit Check.
  • Fast Online Application.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Bad Credit - OK.
Card Features:
Annual FeeSee terms
Activation Fee$29.95
Regular APR0.00%
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • Unsecured credit line.
  • High credit limit for bad credit.
  • Reports to major credit bureau.

  • Not a Visa or MasterCard card.
  • Can be used exclusively at thehorizonoutlet.com.
See card details
Poor / Bad Credit

Poor / Bad Credit
You can apply if: you had multiple foreclosures, repossessions or declared a bankruptcy; you regularly miss payments and spend most of your available credit.

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Expert Rating:
Key Feature:
Credit line of $300 Summary of Offer Features:
  • 1% back on all gas purchases.
  • No limit to the gas rewards you can earn.
  • Rewards post to your account automatically each month.
  • Get pre-qualified without affecting your credit score.
  • Make your first six payments on time and get a credit line increase.
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Choose your card design from our premium gallery.
  • Email or text alerts to remind you when your payment is due.
Card Features:
Annual Fee$35-$75
Activation Fee$0
Regular APR17.90% - 23.90% (Variable)
Reporting Credit BureausYes
Instant ResponseYes
Our Expert Opinion
  • Save 1% on gas purchases.
  • Increase credit score with ease.
  • Get Platinum status.

  • Has an annual fee.
See card details
Bad / No Credit

Bad / No Credit
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or defaults.

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
Free Bill Pay and online budget management tools Summary of Offer Features:
  • Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster.
  • No overdraft fees & a simple fee plan. No cost to order or activate a card.
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month.
  • Earn Cash Back Rewards & Refer A Friend bonuses.
  • Free Bill Pay and online budget management tools.
  • Transfer money to other cardholders online or with your mobile phone.
  • Free Smartphone App - check your transactions, balance and find the closest reload location.
  • Refill a Prepaid Phone using your Control card - Get $1 back each time you add $25 or more.
Card Features:
Activation Fee$0
Guaranteed ApprovalYes
Instant ResponseYes
Credit CheckNo
Build CreditNo
Reporting Credit BureausNo
Our Expert Opinion
  • Free Direct Deposit with automatic upgrade.
  • Cash back rewards program.
  • Available optional savings account.

  • Has a monthly fee.
See card details
Apply for a credit card with bad credit history

Bad credit history is an upset thing to say the least. But still you have an opportunity to improve it. The banks can give you a chance to build your credit rating by offering you different cards. If you have a fair credit history you can apply for credit cards for poor credit. And of course there are limited credit cards for no or limited credit. These cards are ideal for starting up or improving your credit score. Of course these cards have rather low credit limit but if you manage your credit wisely, it can be increased.

Bad credit is not as bad as bankruptcy. If you filed for bankruptcy, it'll be hard to start all over again. But this situation can appear to be a fresh start. It means that you can freely apply for secured credit cards for bad credit and start gaining credit score rating from the beginning. After a while, as you run your credit carefully, you could apply for a limited credit card for poor credit.

Learn more about Poor Credit! Use Credit-Land.com Resources

CREDIT CARD RESEARCH
Tronix Country Credit Account: Unsecured Credit Line with 0% Interest Rate If you do not have credit history and don’t know what credit card to choose to start with, the credit card can become your ...
Horizon Gold Credit Card: Guaranteed Approval, Even for Bad Credit Customers with bad credit or no credit are guaranteed approval and promised a $500 credit line when they apply for this card. The issuer reports to ...
Fingerhut Credit Account: Fast Financing for Limited Credit Even if you’ve been turned down for credit cards, you can get instant approval from Fingerhut – a credit account that lets customers buy catalogue ...

Easy Approval for Bad Credit cards

If you ask yourself whether you can get a credit card with bad credit or not? The answer is: "Yes!" There are banks that will offer you their cards and it is not necessary to wait. Today you can get pre-approval, guaranteed approval or even instant approval. Some banks can give you an instant approval within 60 secs (such an instant response on your online application). Be sure that even with bad credit history you are eligible and fit for an instant online approval.

Sometimes banks estimate your credit ability beforehand (just think about what you've been recently filling up). They pre-approve you and thus you are getting quite an easy credit. This is possible not only for clients with good or excellent credit history. If you have subprime credit, bank can offer you poor credit credit cards or other cards with pre-approving.

Credit Card FAQ

If you have any question on a credit cards for people with bad credit (and not only) or something is not quite clear to you, feel free to ask our credit experts or just scroll through the previous questions.

If you have bad credit and no income, it will be difficult for you to be approved for most credit cards. But there are some cards that you can apply for. Try a credit account like Fingerhut, which offers guaranteed approval and no credit check – or get a prepaid card instead of a credit ...
Before you apply for a credit card, make sure you have a U.S. Social Security number. You will need it to fill out an application form. A credit card for people with no credit history is a good option for you.
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Limited Credit Cards from Top Companies

Such credit market leaders as Visa Credit Card and MasterCard offer wide range of bad credit credit cards.

Visa credit cards for bad credit give you big opportunities as they are accepted in most countries and in every ATM you stumble across. These cards will surely provide you with perfect services irrespectively of your credit history.

MasterCard are other popular credit cards. They are also wildly accepted and provide their holders perfect services. Any MasterCard card can respond to multiple clients needs even if they have limited or bad credit.

How to get a credit card with bad credit from Visa and MasterCard? Just look over their products on CreditLand. Both companies issue some of the best credit cards for bad credit. Choose the best possible product for you and apply online.

Credit History Center

1. What is a bad credit score?

Credit bureaus gather the information about your current and previous credits, payments and late payments which constitute your credit score rating. As all data about your credits gathered in one place you can't avoid having a bad credit history, if you delay your payments or have debts. Every delay would negatively affect your credit score.

2. How to know credit score?

Along with your application form lenders check your credit history. It is represented as a number - credit score - in a Credit Report. To check credit history report you can request a credit bureau (e.g. Equifax, Experian and TransUnion). This request can be made once a year for free or more than once a year but for money.

Find Out Your Credit Score

3. How to fix bad credit?

If you have no or bad credit history there's a chance to build or rebuild it. For this purpose card issuers offer secured, unsecured and prepaid credit cards. These cards are issued especially for people with bad credit. Such credit card offers for a bad credit will help you to improve or gain your credit score in a faster and secure way.

Three options for Bad credit

There are three types of credit cards for bad credit history: prepaid, unsecured and secured cards.

  • Secured credit card is a great tool for building or rebuilding your credit score. These cards require a security deposit which ensures you against overspending and gives the bank confidence in your creditworthiness.
  • Unsecured credit cards for bad credit are similar to secured but not as advantageous as first. These cards have no security interest for the credit provided and rather high fees. But multiple choices of unsecured credit cards and different benefits and rewards cover all possible disadvantages. If you are confident in your credit responsibility, you can safely apply for unsecured credit card.
  • Prepaid credit cards are cards refillable by cardholder. They are the safest way to start or rebuild your credit score as you never have to worry about overdrafts. You can use your prepaid credit card for any purposes as usual plastic card.

68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
70 Click apply to view See Card Terms & Conditions for Details.
78 In Accordance with Terms and Conditions.