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Discover® Motiva Card
Discover® Card |
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Find credit card using our advanced search |
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Rating:
| INTEREST RATES |
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80% |
| MAINTENANCE FEES |
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100% |
| FEATURES & BENEFITS |
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80% |
| REWARD PROGRAM |
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90% |
| CUSTOMER SERVICE |
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70% |
| OVERALL RATING |
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84% |
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About:
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•Earn Cashback Bonus for your good credit managment.
•0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
•Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
•Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report).
•24/7 access to a U.S. - based Account Manager within 60 seconds.
•$0 Fraud Liability plus mobile and email fraud alert options.
•Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
•±Click apply to view rates, fees, rewards, limitations and other important information.
•Unlimited cash rewards that never expire.
•Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
•Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
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Credit Card Description:
The Discover® Motiva Card is a great option for people with good to excellent credit scores who always pay their bills on time and who want to be rewarded for that. This is the first card from Discover bank that awards you for responsible payments and also provides some other attractive rewards. Plus, the Discover® Motiva Card is a convenient and efficient payment tool that enables you to save with some of the lowest APRs on purchases and balance transfers, competitive ongoing APRs and no annual fees.
Would you like to be rewarded just for making regular payments on time? This becomes possible with Motiva Card´s reward program! You´ll also be able to take advantage of a full 1% unlimited Cashback Bonus on each purchase made with your card. However, that´s not all! You can also turn your cash back into bigger earnings each time you redeem them for gift cards at over 100 brand-name retailers.
So, do not miss this opportunity to earn easy cash back rewards that have no limits and expiration dates! Apply for the Discover® Motiva Card online and earn free cash as long as you make your payments on time. Note that you may not qualify for this credit offer if you are a student or a young adult with no credit history. In this case, you should consider applying for credit cards that better match your situation.
Credit Card Rates
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Purchases:
| Introductory APR: |
0% |
| Introductory Period: |
15 months |
| Ongoing APR: |
10.99% -
20.99%± Variable |
| Default APR: |
Up to 25.99%21 |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
| Introductory APR: |
0% |
| Introductory Period: |
15 months |
| Ongoing APR: |
10.99% -
20.99%± Variable |
| Default APR: |
Up to 25.99%21 |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
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Balance Transfer Fees:
| Minimum: |
n/a |
| Fee Rate: |
3%± |
| Maximum: |
n/a |
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Cash Advance Fees:
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
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Foreign Transaction Fees:
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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Credit Card Other Fees
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Initial Fees:
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Maintenance Fees:
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Penalty Fees:
| Late Payment Fee: |
Up to $35 |
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21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.