Credit Card Question & Answer

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Cash Back Rewards » Can I join the My Best Buy Program without applying for their credit card?

Can I join the My Best Buy Program without applying for their credit card?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

Yes, you can. You do not need to sign up for the Best Buy credit card to join their My Best Buy Loyalty program. In many ways the loyalty program is more beneficial than their credit card because not only does it allow you to earn points which can be redeemed for reward certificates (250 points earns a $5 reward certificate), but it also provides options for free shipping.

The rewards are identical to the base earned on their credit card. There is no credit check for loyalty program membership, anyone can apply and no one is denied. There are three tiers to the rewards program. The primary level is My Best Buy and then there are the elite and elite plus levels. To achieve elite status you must spend $1,500 per calendar year and your point bonus will increase by 10%.To achieve elite plus status $3,500 must be spent in a year. The salespeople will push their credit card and tell you that it will increase your rewards. This is true, however, the benefit of the half point extra is not significant enough to offset the high APR of the Best Buy credit card.  Using almost any rewards credit card in conjunction with the Best Buy loyalty program will increase your rewards.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

Other Questions in
Cash Back Rewards