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Credit Card Applications » Questions » User Questions » Other » What does my credit score need to be for acceptance of a credit card company that require good / fair /or ...

What does my credit score need to be for acceptance of a credit card company that require good / fair /or poor . What is excellent credit score, what is good credit score, what is fair credit score, what is poor credit score in numbers?

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Leo Zhu

Most lenders use FICO scores to make approval decisions when you apply for credit cards. Each bank and credit card issuer has its own score ranges it finds acceptable for a specific credit product and credit history. Therefore, there is no single set in stone score range used by all lenders. Below you can see the average FICO score range by credit history:

300-639: Poor or Bad credit
640-699: Fair or Average credit
700-749: Good credit
750 and up: Excellent credit

As you can see, the higher your credit score is, the better your credit history will be and the less risky borrower you are for lenders.

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