Fraud and Identity Theft: How Do You Protect Your... - Other Questions


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Other » Fraud and Identity Theft: How Do You Protect Your Personal Information?

Fraud and Identity Theft: How Do You Protect Your Personal Information?

Answered on

Advanced technology has proven that we can make things much easier and make daily activities more convenient. But it is not all good for innovations; it has its disadvantages, too. Like for example, more and more people are turning to online billing and making online transactions to reduce their cost. Banks encourage their customers to “go-green” to save up on paper and labor on keeping them on files like before. But, what they did not anticipate is the evolving problem of identity theft and fraud because people are able to easily access information online.

I have an online account. How can I make sure that my information will not be taken?

Always monitor your online account and make sure that there are no suspicious activities. Whenever you access the internet, make sure that you are in a secure location where only you can see the information that you log in. A good tip is to familiarize your self with the different types of internet browsers. This way you would know how to permanently delete information you just typed in. Sometimes, with the way internet browsers are set up, it leaves the information behind like the way “remember username and password” works. So, get yourself educated so you can add additional protection to your account and personal information.

I get several emails requesting for information for “important purposes”. What should I do?

Sometimes, lenders will send you an email to update your information. It will prompt you to click on a certain website address or simply respond with the information that they need. You should be careful about this since it can be a way to get you personal information. These emails are very realistic that sometimes it even includes business names and logos. For you to be sure that they are the ones requesting for it, it would be best to call the company and ask.

Someone called me and said they are from my credit card company. They asked me to provide my credit card number for validation purposes. Should I comply?

Be very careful about phone calls, too. Thieves can be very intelligent in retrieving what they want. They can be very convincing. So, the best way is to decline because most validation processes involve demographic information such as date of birth and the last four digits of your social security number and perhaps an address or a phone number. Ask the nature of the call and personally call the company if you are having doubts.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants,, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
Excellent, Good Credit
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
Excellent, Good Credit

Other Questions in

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!