Credit Card Question & Answer

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Other » I’m interested in getting a credit card, but I don’t know how to apply. Can you help me please?

I’m interested in getting a credit card, but I don’t know how to apply. Can you help me please?

Answered by , at
Add to Favorites:

Tags: , , ,

Leo Zhu

To apply for your first credit card you must be over age 18, have your own income and a banking account. Check your credit history and credit score before you start shopping for a credit card. When you are sure your credit history is accurate, it is time to choose a suitable credit card and apply. You should consider credit cards for limited\no credit. Pay attention to the credit card terms. Considerations include whether the card has an annual fee, and if so, how much is it. See if the issuer sends reports to credit bureaus. You want that to build your credit. You also might be interested in rewards including cash back and frequent flier miles.

To fill out a credit card application form you will need your full name, date of birth, Social Security number, and home telephone number. Also you will be asked to provide employment data, bank accounts information, and signature.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Excellent, Good Credit
Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
For Excellent, Good Credit
No Annual Fee
For Bad Credit

Other Questions in