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Credit Card Applications » Questions » User Questions » Other » I’m interested in getting a credit card, but I don’t know how to apply. Can you help me please?

I’m interested in getting a credit card, but I don’t know how to apply. Can you help me please?

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Leo Zhu

To apply for your first credit card you must be over age 18, have your own income and a banking account. Check your credit history and credit score before you start shopping for a credit card. When you are sure your credit history is accurate, it is time to choose a suitable credit card and apply. You should consider credit cards for limited\no credit. Pay attention to the credit card terms. Considerations include whether the card has an annual fee, and if so, how much is it. See if the issuer sends reports to credit bureaus. You want that to build your credit. You also might be interested in rewards including cash back and frequent flier miles.

To fill out a credit card application form you will need your full name, date of birth, Social Security number, and home telephone number. Also you will be asked to provide employment data, bank accounts information, and signature.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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