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How much credit limit do I qualify for?

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Leo Zhu

Your credit limit will depend on your creditworthiness. The higher your credit score, the higher your credit limit. To determine your credit limit, credit issuers look at your income level, but your credit history is the biggest factor. Here are average credit limits according to credit score:

  • excellent credit (720-850): $5000-$8000
  • average to good credit (620-719): $2000-$4500
  • limited credit (300-619): $500-$1500
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