Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Other » I just found out a family member of mine has a credit card in my name. I can’t and don’t want ...

I just found out a family member of mine has a credit card in my name. I can’t and don’t want to get them in trouble. What do I do? Please help me!

Answered by , at
Add to Favorites:

Tags:

Leo Zhu

If you didn’t give that person permission to open a credit card in your name, then it is identity theft. You should contact the creditor who issued the card and inform them about the situation. You will also need to contact the credit reporting bureaus as well and put a freeze on your reports. Also, you are supposed to file a report with the police. Because the credit issuer will want to see that kind of official documentation. At the very least you should close the account. Other actions you could take depend on how much was charged and if your relative is willing to pay those charges.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Other