Credit Card Question & Answer

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Credit Card Applications » Questions » User Questions » Other » I just found out a family member of mine has a credit card in my name. I can’t and don’t want ...

I just found out a family member of mine has a credit card in my name. I can’t and don’t want to get them in trouble. What do I do? Please help me!

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Leo Zhu

If you didn’t give that person permission to open a credit card in your name, then it is identity theft. You should contact the creditor who issued the card and inform them about the situation. You will also need to contact the credit reporting bureaus as well and put a freeze on your reports. Also, you are supposed to file a report with the police. Because the credit issuer will want to see that kind of official documentation. At the very least you should close the account. Other actions you could take depend on how much was charged and if your relative is willing to pay those charges.

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