Hello, I have been considering applying for a credit... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Hello, I have been considering applying for a credit card that I can use for my day to day...

Hello, I have been considering applying for a credit card that I can use for my day to day spending. I’m highly interested a few credit cards and the Ally Bank card is one of them. I would like to know what are all the benefits that come with it and if you think I should apply for it?

Answered on

The Ally cash back credit card is a pretty good option considering the simple cash back reward system that it comes with. When you make purchases with the Ally card, you will earn 2% cash back at gas stations and grocery stores. In addition, you will earn 1% cash back on all other purchases. Additional benefits that come with this card include no annual fee and a 10% Ally deposit bonus when you deposit cash into an eligible Ally bank account. Aside from this, you will also receive a $100 bonus if you make $500 in eligible purchases within your first three billing cycles. When it comes down to whether I think you should apply for it, I would need to specifically know what it is you want out of your credit card. One thing I want to know is what were the other cards you were considering applying for. If the benefits of the Ally card seem to outweigh the benefits of the other cards you were interested in, I would recommend applying for it.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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