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Credit Card Applications » Questions » User Questions » Other » What is a credit card?

What is a credit card?

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A credit card is a card given to the consumers of their respective banks providing a certain credit limit for consumers to be able to buy goods and services. The consumer is also given a period of two weeks to a month to clear the amount without charging an interest towards the amount, however once the period is over, the credit card’s interest rate is tagged to the amount that was used.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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