The BJs credit card application process is very similar to other store cards and bank cards in general. You can apply for it in either one of two ways. One way of applying is by visiting BJ’s website and finding the option that allows you to fill out a credit card application. You can also opt to visit your local BJ’s and go to the customer service center for details. When it comes to actually being approved for the card, there is really no way of applying that will ensure your approval. BJ’s is likely looking for individuals with a decent credit history. You don’t need an excellent credit history to be approved for this card; however, you can’t have a poor one either. Before going straight to the BJ’s card though make sure you have reviewed all of your options to find which card is right for you.