The content is accurate at the time of publication and is subject to change.

You can be approved for the Next Express credit card with your credit score but you will need to work hard to rebuild your credit and not to make it worse because this credit card cones with high 24.99% APR. If you carry a balance on this card, the interest will accrue fast. If you are the one who pays the card balances in full and on time, this card can help you rebuild credit. If not, consider getting a regular credit card with a lower interest rate.

By the way, you can also apply for a secured credit card. Don't worry about a security deposit. It's not as bad as you'd think, and it is usually refundable. For example, if you apply for the Discover it® Secured Credit Card, you won't pay annual fee. Also, you will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases. By the way, Discover matches all cash back you've earned after first year (if you are a new cardmember). So, you can earn more than you spent on security deposit during the first year.

tags : Credit Cards Credit Score

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.