Credit Cards to Pay for Health Care

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Best way to pay for your Medical Procedures is with 0% Credit Card
Apply for a credit card from our partners to cover health care related expenses!
  • 0% APR for up to 21 Months
  • No Annual Fee
  • Use Anywhere
 
Compare credit
offers from popular
banks with
CareCredit terms:
0% Intro APR Period on Purch.
Use at
any Doctor
Make
Purchases
Earn
Rewards
Ongoing
APR
14 months
11.49% – 23.49%
Variable
21 months*
13.24% - 23.24%*
(Variable)
14 months
11.49% – 23.49%
Variable
CareCredit.com
CareCredit
Depends on provider

CareCredit cards are accepted
only at enrolled providers.

CareCredit cards are accepted
only at enrolled providers.

26.99%

FAQs about Credit Cards & Healthcare

Do I have to use credit cards at a specific doctor? General credit cards can be used everywhere they are accepted. Another situation with the medical credit cards, like Care Credit - these cards can be used for medical procedures and for doctor visits at particular medical institutions.
Can I pay for any medical procedure with a credit card? You can pay for anything with your credit card if it is a general credit card and is accepted by the merchant. A medical credit card can be used for different medical procedures, like surgeries or dental procedures, and at particular doctors and hospitals.
Do I get rewards? Medical credit cards do not offer rewards programs. They are created to help you to finance your medical procedures. If you want a credit card with a reward program, consider a general credit card.
What will happen after the 0% introductory period of a credit card ends? Once the zero percent financing period is over, the actual APR for the card will start. Your goal could be to pay off the procedure before the introductory period ends. If that’s not within your budget, the interest rates are usually half of what doctor-office financing costs.
What are my options if I am unable to pay off the balance during introductory period? If you unable to pay off the balance in full and still want to receive 0% APR for another 12-21 months we suggest you can do a simple balance transfer by applying for another credit card offer.
Do these cards have an annual fee? Most of these 0% APR offers are on cards that do not have an annual fee. You should check the terms and conditions of the card you apply for.
Leo Zhu, CreditLand Consultant
                on Credit Card Questions
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Using Credit Cards to Pay for Medical Expenses

Medical procedures are not cheap nowadays and a medical loan with a flexible plan is like a light at the end of the tunnel. Apart from personal loans, surgery loans and dental credit cards, one of the most convenient ways to pay for medical expenses is to use an interest free credit card. Choose a credit card that comes with no annual fee, rewards program and with 0% intro APR. Such card can help you to cover health care related expenses and can score free flights and cash back. People with bad credit may also find a suitable credit card to pay for medical treatment.
Dentistry
Dental financing is always to the point as dental services are not cheap nowadays. And to find a good dental credit card may become a real challenge. However, a regular credit card with a low or zero introductory rate may become one of the ways out.
Vision correction
Now you can freely say: "I can see everything!" Medical loans make everything possible. If you’ve always dreamt about perfect vision but haven’t had funds to correct it, a credit card with 0% intro APR may help your dream come true.
Plastic surgery
Plastic surgery can totally change your life, but it requires big money. Not everyone can pay cash for the medical procedure they need. And here you can find low interest credit cards that you can use to pay for health care and for anything else.
Other medical procedures
Medical treatment may cost you a fortune and can eat your budget completely throwing you into the depth of the debt. But today you can find a medical loan or a medical credit card with low interest that can help you stay aloft.
See more credit cards for any needs

* Click apply to read the full Terms and Conditions.