The Indispensible Credit-Score Guide

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Infographics » Credit Scores » Credit Score Makeover: How to Get a High Score from the Credit Bureaus

Credit Score Makeover: How to Get a High Score from the Credit Bureaus


Updated: July 30, 2015

The Indispensible Credit-Score Guide

When it comes to credit scores, most people want to know how theirs can be higher, and lots of people are looking for ways to improve their credit rating and get closer to that coveted score of 850 – or at least a healthy number in the 700’s. The secret of getting your credit score as high as possible is understanding exactly what goes into a credit score, and what elements you can influence by making the right moves. For example, when you know that making on-time payments is the most important factor in your credit score, you can focus on making sure you get your bills paid on time and not worry quite as much about having different types of credit, which doesn’t carry as much weight in the overall picture of your credit health.

The following infographic explains how to give your credit score a tune-up, whether your credit is already pretty good, or needs a serious makeover. What does “debt to credit ratio” mean, and why do you need to know? If you miss a payment, how many points will it knock off your credit score? What about a bankruptcy? How much does your overall credit limit or the amount of time you’ve had a credit card affect your credit score? Read on and find out what’s bringing your score down – and how to pull it back up. Also, does your state have good credit? Find out which states’ citizens are most in need of a credit tune-up, and who has excellent credit with a state-by-state color-coded credit map. Infographic - Credit Score Makeover: How to Get a High Score from the Credit Bureaus

To embed the Credit Score Makeover: How to Get a High Score from the Credit Bureaus to your site, use the following code:

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Credit Scores Research:

Related Research:

20 Credit Score Myths – and 20 Facts You Need to Know

20 Credit Score Myths – and 20 Facts You Need to Know

Posted: September 17, 2012

You might think you know what helps and hurts your credit score, but you could be falling for these twenty common credit score myths. From believing that checking credit too often is always bad for your score to assuming that you and your... Continue reading
Common Credit Score Myths: Are You Falling for Them?

Common Credit Score Myths: Are You Falling for Them?

Posted: October 16, 2012

Having a strong credit score is more important than ever in a weak economy and people are eager to improve their score any way they can – just be careful whose advice you listen to, because falling for these common credit score myths can... Continue reading
Discover Cards: Breaking Through Zero APR and Cash Back Rewards Program

Discover Cards: Breaking Through Zero APR and Cash Back Rewards Program

Posted: April 01, 2014

Discover offers two rewarding credit cards to the consumers with average to excellent credit history. These two Discover cards look the same but they are different. Both cards do share majority of the features but their introductory... Continue reading
  • Megan G Meyers

    EXCELLENT articlde.  never before was I so educated and enlighted, GOOD JOB!!!

  • CD

    Yes, Very good information and easy to understand. This would benefit anyone!