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Credit Card Applications » Questions » User Questions » Student Credit Cards » I am a college student with no credit history. I was hoping to get a credit card that would ...

I am a college student with no credit history. I was hoping to get a credit card that would help me to build some good credit. I was hoping to find a card with little to no yearly fees. My main purpose is not to get reward points or cash back, I just want to build credit. Any advice on what card could help me would be great.

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Leo Zhu

You can consider applying for the Discover it® for Students credit card. There is no annual fee or activation fee. The issuer will report your credit activity to the major credit bureaus every month. You will be able to monitor your credit progress because your FICO credit score will be included on every statement.

The Discover card also has a rewards program. You will get 1% cash back on all purchases and if you enroll in additional rotating bonus categories you will get 5% cash back on some purchases.

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