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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I am a senior citizen on Social Security income and my credit score was 609. I want a ...

I am a senior citizen on Social Security income and my credit score was 609. I want a credit card – no more than $500 credit limit. I have a bank debit account. What are my options?

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Leo Zhu

You can apply for the Milestone Mastercard credit card if you do not have a non-discharged bankruptcy. This is an unsecured credit card without application fees or down payments. The card is designed for people with poor credit. The credit card limit will be determined by the issuer based on your creditworthiness, but the minimum credit limit is $300. The annual fee for the card will be between $35 and $99 depending on your creditworthiness.

  • Lauren

    Just pay off the balance in full all the time and you won’t be charged interest at all, that’s it

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